1131 Baxter Rd, Cherryville, NC 28021 Property Records

Gaston County property record for 1131 Baxter Rd, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,698 sqft · built 1990
Lot Size	13 acres (568,894 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,694 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12002 00300`

Property Details

APN / Parcel Number

Primary APN	`12002 00300`
Alternative APN	`157088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,698 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	568,894 sqft (13 acres)
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1131 BAXTER RD
City	CHERRYVILLE
State	NC
Zip	28021-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	12 002 003 00 000
Legal Subdivision	SARA WORKMAN ESTATES LANDS
Legal Tract	3
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1002
Census Tract	30602

Owner

1131 Baxter Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jan 20, 2023	Intrafamily Transfer, Transfer · Construction Mortgage CAROLINA FARM CREDIT ACA
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 10, 2022	Intrafamily Transfer, Transfer
Nov 2, 2022	Intrafamily Transfer, Transfer
Oct 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1985
Deed Sale	Oct 1, 1985
Deed Book / Page	1753 / 10
Last Transfer Date	Nov 8, 2022
Transfer Doc	0053770017
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	May 8, 2026
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	5639000391
Book / Page	5639 / 391
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

Mortgage

Document Number	5639000391,
Date	May 8, 2026
Book Page	5639/391

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Jan 20, 2023
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	0053881381
Book / Page	5388 / 1381
Map Reference	MB 98 PG 119
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

Mortgage

Document Number	0053881386
Date	Jan 20, 2023
Instrument	5388/1386

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

Mortgage

Document Number	0053811407
Date	Dec 7, 2022
Book Page	5381/1407

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Nov 10, 2022
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	0053770017
Book / Page	5377 / 17
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 BAXTER RD, 1131, CHERRYVILLE, NC 28021-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Nov 2, 2022
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	0053751461
Book / Page	5375 / 1461
Map Reference	MB 950 PG 254
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 BAXTER RD, 1131, CHERRYVILLE, NC 28021-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Oct 4, 2019
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	0050721062
Book / Page	005072 / 001062
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	301 FRANKLIN AVE POTTSBORO TX 750763053, POTTSBORO, TX 75076-3053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1131 BAXTER RD, CHERRYVILLE, NC 28021-9548
Document Number	0050521266
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 BAXTER RD CHERRYVILLE NC 280219548, CHERRYVILLE, NC 28021-9548

Mortgage

Document Number	0050521266
Date	Jul 8, 2019
Book Page	005052/001266

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1131 Baxter Rd was $2,694, up 146.3% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,694.00 (+146.25%)	$377,430 (-) Land $85,040 Building $292,390
2025	$1,094.00	$377,430 Land $85,040 Building $292,390
2023	$1,000.00	$372,060 Land $85,040 Building $287,020
2021			$267,760 Land $72,900 Building $194,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1131 Baxter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1131 Baxter Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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