11309 Palmillas Loop, Laredo, TX 78045 Property Records

Webb County property record for 11309 Palmillas Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 2019
Lot Size	0.2 acres (8,698 sqft)
Owner	Individual Name on File
Last Sale	$241,300 (Jul 2019)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-69003-390`

Property Details

APN / Parcel Number

Primary APN	`968-69003-390`
Alternative APN	`598810`

Interior

Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,425 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,698 sqft (0.2 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	211 sqft
Storage Building	98 sqft

Location & Zoning

Street Address	11309 PALMILLAS LOOP
City	LAREDO
State	TX
Zip	78045-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS SAN AGUSTIN, BLOCK 3, LOT 39, UNIT 6
Legal Subdivision	VILLAS SAN AGUSTIN
Legal Block	3
Legal Lot Number	39
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3006
Census Tract	1715

Owner

11309 Palmillas Loop is owned by an individual who bought it in July 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	8611 SHILOH ROCK DR, LAREDO, TX 78045-4000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY LOAN SERVICING LLC
Jul 8, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Deed Document Number	20191365541
Deed Book / Page	4627 / 536
Prior Transfer Date	Jul 5, 2019
Prior Transfer Doc	004627/536
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11309 PALMILLAS LOOP, LAREDO, TX 78045-2820
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11309 PALMILLAS LOOP, LAREDO, TX 78045-2820

Mortgage

Document Number	005198/720
Date	Jan 26, 2022
Book Page	5198/720
Instrument	1455891

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	331 Months
Due	Aug 1, 2049

July 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 8, 2019
Property Address	11309 PALMILLAS LOOP, LAREDO, TX 78045-2820
Document Number	004627/536
Book / Page	4627 / 536
Map Reference	VOL 36 PG 73-75
Instrument Date	Jul 5, 2019
Instrument	1365541
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11309 PALMILLAS LOOP, LAREDO, TX 78045-2820

Mortgage

Document Number	0001365542
Date	Jul 8, 2019
Instrument	1365542

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11309 Palmillas Loop was $1,788, down 14.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,583 (-0.49%) Land $79,849 Building $271,734	$351,583 (-0.49%) Land $79,849 Building $271,734
2025	$1,788.00 (-14.33%) Homeowner's exemption	$353,307 Land $79,849 Building $273,458	$353,307 Land $79,849 Building $273,458
2024	$2,087.00
2023		$319,223 Land $64,453 Building $254,770	$319,223 Land $64,453 Building $254,770
2022	$1,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11309 Palmillas Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11309 Palmillas Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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