11309 Emerald Dr, King George, VA 22485 Property Records

King George County property record for 11309 Emerald Dr, King George, VA 22485

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 2020
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Apr 2025)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-745`

Property Details

APN / Parcel Number

Primary APN	`23-12-745`
Alternative APN	`14572`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	5,026 sqft
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	16 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14572
Street Address	11309 EMERALD DR
City	KING GEORGE
State	VA
Zip	22485-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT HOP YARD FARM 0.205 A SEC 15 LOT 745 8,932 SF I NST#20190422000019820 PLA
Legal Subdivision	HOP YARD FARM
Legal Lot Number	745
Jurisdiction	KING GEORGE VA
Township / Civil Division	JAMES MADISON
Census Block Group	2
Census Block	2010
Census Tract	40400

Owner

11309 Emerald Dr is owned and occupied by two individuals who bought it in April 2025.

Source: King George County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Nov 27, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 27, 2019	Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Mar 1, 2023 · Amount on File
Deed Document Number	20251081
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Mar 1, 2023
Property Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960
Document Number	0230000528
Instrument Date	Feb 23, 2023
Instrument	230000528
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960

Mortgage

Document Number	0230000529
Date	Mar 1, 2023
Instrument	230000529

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.63%

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Nov 27, 2019
Property Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960
Document Number	0190067729
Instrument Date	Nov 25, 2019
Instrument	190067729
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960

Mortgage

Document Number	0190067730
Date	Nov 27, 2019
Instrument	190067730

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Aug 27, 2019
Property Address	11309 EMERALD DR, KING GEORGE, VA 22485-6960
Document Number	0190048750
Instrument Date	Aug 21, 2019
Instrument	190048750
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 FETTLER PARK DR #201 # 201, 201, FAIRFAX, VA 22031
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11309 Emerald Dr was $3,059, down 3.8% from the year before.

Source: King George County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King George County
Unified School District	King George County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,500 (+12.74%) Land $135,000 Building $392,500	$527,500 Land $135,000 Building $392,500
2025	$3,059.00 (-3.84%)	$467,900 Land $85,000 Building $382,900
2024	$3,181.00
2023	$3,181.00	$467,900 Land $85,000 Building $382,900	$467,900 Land $85,000 Building $382,900
2021			$467,900 Land $85,000 Building $382,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11309 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11309 Emerald Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPYARD FARM serves 1,772 people · EPA ID VA6099283
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: All Points Broadband, KGI Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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