11308 River Run Ln, Berlin, MD 21811 Property Records

Worcester County property record for 11308 River Run Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,940 sqft · built 2001
Lot Size	0.347 acres (15,132 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Oct 2018)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-143295`

Property Details

APN / Parcel Number

Primary APN	`03-143295`
Alternative APN	`143295`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,132 sqft (0.347 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	143295
Street Address	11308 RIVER RUN LN
City	BERLIN
State	MD
Zip	21811-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 PH 1 SEC 1 RIVER RUN LANE RIVER RUN SUBDIV
Legal Subdivision	RIVER RUN LANE RIVER RUN SUB
Legal Phase	1
Legal Lot Number	40
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1023
Census Tract	950700

Owner

11308 River Run Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11308 RIVER RUN LN, BERLIN, MD 21811-3288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Oct 11, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Jul 15, 2004 · Amount on File
Deed Book / Page	7301 / 28
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	11308 RIVER RUN LN, BERLIN, MD 21811-3288
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACUQEST TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078760070
Date	Dec 16, 2020
Book Page	7876/70

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company
Address	AVON, CT 06001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 11, 2018
Property Address	11308 RIVER RUN LN, BERLIN, MD 21811-3288
Document Number	0073010028
Book / Page	007301 / 000028
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	MID-ATLANTIC SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11308 RIVER RUN LN BERLIN MD 218113288, BERLIN, MD 21811-3288

Mortgage

Document Number	73010034
Date	Oct 11, 2018
Book Page	007301/000034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11308 River Run Ln was $3,574 with a homeowner's exemption, up 0.7% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00 (+0.7%) Homeowner's exemption	$445,833	$467,900 Land $108,700 Building $359,200
2025	$3,549.00 Homeowner's exemption
2023	$3,445.00 Homeowner's exemption	$380,100	$401,700 Land $96,100 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11308 River Run Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11308 River Run Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Choptank Fiber, Xfinity.

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