Montgomery County property record for 11307 Clara St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,959 sqft · built 1959 |
| Lot Size | 0.173 acres (7,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Apr 2020) |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01327166 |
| Primary APN | 13-01327166 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,959 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 307 sqft |
| Finished Basement | 307 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,553 sqft (0.173 acres) |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Carport Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01327166 |
|---|---|
| Street Address | 11307 CLARA ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | KEMP MILL EST |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 23 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 703208 |
11307 Clara St is owned and occupied by an individual who bought it in April 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11307 CLARA ST, SILVER SPRING, MD 20902-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Apr 21, 2020 | Grant Deed, Transfer · VA Mortgage FIRST SVGS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Oct 31, 2001 · Amount on File |
| Deed Book / Page | 59380 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11307 CLARA ST, SILVER SPRING, MD 20902-3110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 11307 CLARA ST, SILVER SPRING, MD 20902-3110 |
| Document Number | 0623980367 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 62398/367 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 21, 2020 |
| Property Address | 11307 CLARA ST, SILVER SPRING, MD 20902-3110 |
| Document Number | 0593800337 |
| Book / Page | 059380 / 000337 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11307 CLARA ST SILVER SPRING MD 209023110, SILVER SPRING, MD 20902-3110 |
| Document Number | 593800344 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 059380/000344 |
| Name | FIRST SVGS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MCLEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2050 |
The 2025 property tax bill for 11307 Clara St was $818.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,533 (+1.34%) | $491,200 (+4.02%) Land $215,600 Building $275,600 | |
| 2025 | $818.00 | $472,200 Land $215,600 Building $256,600 | $472,200 Land $215,600 Building $256,600 |
| 2023 | $415,933 | $472,200 Land $215,600 Building $256,600 | |
| 2022 | $653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11307 Clara St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11307 Clara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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