11305 McMichael Rd, Prattsburgh, NY 14873 Property Records

Steuben County and Prattsburgh Town property record for 11305 McMichael Rd, Prattsburgh, NY 14873

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,580 sqft · built 1865
Lot Size5.77 acres (251,341 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Aug 2021)
Tax Bill$4,758 (2026)
Deeds & MortgagesJan 2019 Reverse Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
APN466000 021.00-01-011.000

Property Details

APN / Parcel Number

Primary APN466000 021.00-01-011.000
Alternative APN
  • 60000210000001011000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,040 sqft
Upper Floors Area540 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area251,341 sqft (5.77 acres)

Exterior Amenities

PorchSlab
Porch Area366 sqft
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address11305 MCMICHAEL RD
CityPRATTSBURGH
StateNY
Zip14873-9769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number11.000
JurisdictionSTEUBEN NY
Township / Civil DivisionPRATTSBURGH
Census Block Group1
Census Block1009
Census Tract960200

Owner

Source: Steuben County and Prattsburgh Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11305 MCMICHAEL RD, PRATTSBURGH, NY 14873-9769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2019Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GOURP
Aug 9, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PRIMELENDING
May 31, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Book / Page2906 / 137
Prior Transfer DateMay 22, 2018
Prior Transfer Doc002711/339
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address11305 MCMICHAEL RD, PRATTSBURGH, NY 14873-9769
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004372/200
DateJan 11, 2019
Book Page4372/200
Lender
NameAMERICAN ADVISORS GOURP
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEUBEN NY
Recording DateAug 9, 2021
Property Address11305 MCMICHAEL RD, PRATTSBURGH, NY 14873-9769
Document Number2906/137
Book / Page2906 / 137
Instrument DateAug 2, 2021
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 CASTLE ST, GENEVA, NY 14456-1510

Mortgage

Document Number4732218
DateAug 9, 2021
Instrument4732/218
Lender
NamePRIMELENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEUBEN NY
Recording DateMay 31, 2018
Property Address11305 MCMICHAEL RD, PRATTSBURGH, NY 14873-9769
Document Number002711/339
Book / Page2711 / 339
Instrument DateMay 22, 2018
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 TROPICAL FALLS DR, ORMOND BEACH, FL 32174-9177

Tax Assessment & Valuation

Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionPrattsburgh Town
Unified School DistrictPrattsburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,758.00 (+11.3%)
2025$4,275.00$185,000 (+208.33%) Land $34,300 Building $150,700$190,722 (+179.72%) Land $35,361 Building $155,361
2023$60,000 Land $22,600 Building $37,400$68,182 Land $25,682 Building $42,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1996–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Empire Long Distance
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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