Montgomery County property record for 11305 Gilsan St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,616 sqft · built 1960 |
| Lot Size | 0.248 acres (10,808 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 1999) |
| Tax Bill | $6,698 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01329143 |
| Primary APN | 13-01329143 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,808 sqft (0.248 acres) |
| View / Lot | Waterfront |
| Porch | Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 580 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01329143 |
|---|---|
| Street Address | 11305 GILSAN ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | KEMP MILL EST |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 25 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 703208 |
11305 Gilsan St is owned and occupied by two individuals who bought it in December 1999.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11305 GILSAN ST, SILVER SPRING, MD 20902-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 26, 2021 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Jan 19, 2017 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 1999 · Amount on File |
| Deed Sale | Dec 23, 1999 · Amount on File |
| Deed Document Number | 1999168403 |
| Deed Book / Page | 17767 / 367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11305 GILSAN ST, SILVER SPRING, MD 20902-3116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 11305 GILSAN ST, SILVER SPRING, MD 20902-3116 |
| Document Number | 0661810256 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 66181/256 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11305 GILSAN ST, SILVER SPRING, MD 20902-3116 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0627340248 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 62734/248 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11305 GILSAN ST, SILVER SPRING, MD 20902-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0535990302 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 53599/302 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 11305 Gilsan St was $6,698.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,000 (-5.76%) Land $228,700 Building $309,300 | $538,000 (-5.76%) Land $228,700 Building $309,300 | |
| 2025 | $6,698.00 | $570,900 Land $228,700 Building $342,200 | $570,900 Land $228,700 Building $342,200 |
| 2023 | $538,700 | $570,900 Land $228,700 Building $342,200 | |
| 2022 | $5,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11305 Gilsan St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11305 Gilsan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures