Montgomery County property record for 11305 Cloverhill Dr, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,238 sqft · built 1959 |
| Lot Size | 0.199 acres (8,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (Feb 2022) |
| Tax Bill | $6,620 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01322893 |
| Primary APN | 13-01322893 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,658 sqft (0.199 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01322893 |
|---|---|
| Street Address | 11305 CLOVERHILL DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | KEMP MILL ESTATES |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 24 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 703208 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11305 CLOVERHILL DR, SILVER SPRING, MD 20902-3139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Feb 23, 2022 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Prior Sale | Dec 3, 1996 · Amount on Record |
| Deed Book / Page | 65287 / 195 |
| Transfer Doc | 0173600678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11305 CLOVERHILL DR, SILVER SPRING, MD 20902-3139 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0632820372 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 63282/372 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 23, 2022 |
| Property Address | 11305 CLOVERHILL DR, SILVER SPRING, MD 20902-3139 |
| Document Number | 0652870195 |
| Book / Page | 65287 / 195 |
| Map Reference | MB 61 FO 5130 |
| Instrument Date | Feb 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 17TH ST SE, 805, WASHINGTON, DC 20003-3128 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11305 CLOVERHILL DR, SILVER SPRING, MD 20902-3139 |
| Document Number | 0065287201 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 65287/201 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,400 (+1.66%) | $625,200 (+4.99%) Land $220,600 Building $404,600 | |
| 2025 | $6,620.00 (-4.43%) | $595,500 (+23.8%) Land $220,600 Building $374,900 | $595,500 (-) Land $220,600 Building $374,900 |
| 2024 | $6,927.00 (+49.35%) | ||
| 2023 | $481,033 | $595,500 Land $220,600 Building $374,900 | |
| 2022 | $4,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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