11303 River Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 11303 River Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,776 sqft · built 2015
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2017)
Tax Bill	$13,667 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-02-00-041-000`

Property Details

APN / Parcel Number

Primary APN	`134-02-00-041-000`
Alternative APN	`20543`

Interior

Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Location & Zoning

Account Number	20543
Street Address	11303 RIVER RD
City	RIDGEWAY
State	SC
Zip	29130-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVER RD LOT 3 PHASE 2 PLAT: 605-2063
Legal Subdivision	THE WOODS AT MOLLY CREEK
Legal Phase	2
Legal Lot Number	3
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3006
Census Tract	960302

Owner

Source: Fairfield County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 SARDIS CT, BLYTHEWOOD, SC 29016-9584
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Intrafamily Transfer, Transfer
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 11, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Jul 23, 2012 · Amount on Record
Deed Document Number	20172305
Deed Book / Page	1293 / 160
Last Transfer Date	Aug 27, 2025
Transfer Doc	0000002178
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Sep 4, 2025
Property Address	11303 RIVER RD, RIDGEWAY, SC 29130-9466
Document Number	0000002178
Book / Page	1697 / 83
Instrument Date	Aug 27, 2025
Instrument	202500002178
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 SARDIS COURT, BLYTHEWOOD, SC 29016

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	11303 RIVER RD, RIDGEWAY, SC 29130-9466
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000816
Date	Mar 24, 2022
Book Page	1519/82
Instrument	202200000816

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.88%
Index	Other

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Sep 11, 2017
Property Address	11303 RIVER RD, RIDGEWAY, SC 29130-9466
Document Number	0000002305
Book / Page	001293 / 000160
Instrument Date	Sep 6, 2017
Instrument	2305
Transaction Type	Transfer
Record Updated	Aug 25, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 SARDIS CT BLYTHEWOOD SC 290169584, BLYTHEWOOD, SC 29016-9584

Mortgage

Document Number	2306
Date	Sep 11, 2017
Book Page	001293/000164
Instrument	2306

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,667.00 (+56.77%)	$33,672 (+51.92%) Land $14,400 Building $19,272	$561,200 (+51.92%) Land $240,000 Building $321,200
2024	$8,718.00 (-0.71%)	$22,164 (-) Land $7,500 Building $14,664	$369,400 (-) Land $125,000 Building $244,400
2023	$8,780.00 (+3.49%)	$22,164 (-) Land $7,500 Building $14,664	$369,400 (-) Land $125,000 Building $244,400
2022	$8,484.00	$22,164 Land $7,500 Building $14,664	$369,400 Land $125,000 Building $244,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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