11303 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 11303 Big Bone Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,612 sqft · built 1970
Lot Size	10 acres (438,344 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Sep 2022)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042.00-00-003.03`

Property Details

APN / Parcel Number

Primary APN	`042.00-00-003.03`
Alternative APN	`7741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	438,344 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11303 BIG BONE RD
City	UNION
State	KY
Zip	41091-8490
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	10.063 AC ON BIG BONE RD (42-3C)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1007
Census Tract	70601

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11303 BIG BONE RD, UNION, KY 41091-8490
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit FORCHT BANK NA NATIONAL BAKING ASSOCIATI
Aug 8, 2023	Correction Deed
Sep 28, 2022	Intrafamily Transfer, Transfer
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Jun 21, 2019	Intrafamily Transfer, Transfer · ARM UBS BANK USA
Mar 27, 2018	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	2022894711
Deed Book / Page	1195 / 217
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	D1127/958
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11303 BIG BONE RD, UNION, KY 41091-8490

Mortgage

Document Number	0M4741/649
Date	Apr 26, 2024
Book Page	M4741/649
Instrument	1024883

Lender

Name	FORCHT BANK NA NATIONAL BAKING ASSOCIATI
Address	PO BOX 54513, LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 24, 2026

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BOONE KY
Recording Date	Aug 8, 2023
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Document Number	0D1209/176
Book / Page	D1209 / 176
Instrument Date	Aug 3, 2023
Instrument	964554
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11303 BIG BONE RD, UNION, KY 41091-8490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	11303 BIG BONE RD, UNION, KY 41091-8490

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Sep 28, 2022
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Document Number	0D1195/217
Book / Page	D1195 / 217
Instrument Date	Sep 23, 2022
Instrument	894711
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11303 BIG BONE RD, 11303, UNION, KY 41091-8490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	11303 BIG BONE RD, UNION, KY 41091-8490

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4021/311
Date	Apr 28, 2017
Book Page	M4021/311
Instrument	725615

Lender

Name	HERITAGE BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Jun 21, 2019
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Document Number	D1127/958
Book / Page	D1127 / 958
Instrument Date	May 8, 2019
Instrument	776972
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11303 BIG BONE RD, UNION, KY 41091-8490

Mortgage

Document Number	776973
Date	Jun 21, 2019
Instrument	776973

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Mar 27, 2018
Property Address	11303 BIG BONE RD, UNION, KY 41091-8490
Document Number	D1105/231
Book / Page	D1105 / 231
Instrument Date	Mar 22, 2018
Instrument	747708
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	KENTUCKY LAND TITLE AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MAHER RD, 997, WALTON, KY 41094-8773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11303 BIG BONE RD, UNION, KY 41091-8490

Mortgage

Document Number	747709
Date	Mar 27, 2018
Instrument	747709

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (-1.77%)	$525,000 (-) Land $200,000 Building $325,000
2024			$525,000 (-) Land $200,000 Building $325,000
2023	$4,357.00 (+3.12%)	$525,000 (-) Land $200,000 Building $325,000	$525,000 (-) Land $200,000 Building $325,000
2022	$4,225.00	$525,000 Land $200,000 Building $325,000	$525,000 Land $200,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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