11302 Whisper Dr, Frederic, MI 49733 Property Records

Otsego County property record for 11302 Whisper Dr, Frederic, MI 49733

Property Summary

Property Type	Single Family Home
Lot Size	0.93 acres (40,511 sqft)
Owner	Company Name on Record
Last Sale	$194,000 (Oct 2026)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Oct 2026 Sale Mar 2026 Foreclosure + 1 more
APN	`091-200-000-326-00`

Property Details

APN / Parcel Number

Primary APN	`091-200-000-326-00`

Exterior

Lot Area	40,511 sqft (0.93 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	11302 WHISPER DR
City	FREDERIC
State	MI
Zip	49733-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 326 ENCHANTED FOREST NO 2. SEC 36 T29N R3W.
Legal Range	03W
Legal Township	29N
Legal Section	36
Legal Subdivision	ENCHANTED FOREST SUB
Legal Lot Number	326
Jurisdiction	OTSEGO MI
Township / Civil Division	OTSEGO LAKE
Census Block Group	1
Census Block	1131
Census Tract	950400

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Limited Warranty Deed, Transfer
Mar 20, 2026	Foreclosure
Apr 25, 2018	Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Mar 20, 2026 · Amount on Record
Deed Book / Page	1723 / 991
Prior Transfer Date	Feb 26, 2026
Prior Transfer Doc	001706/917
Record Updated	Oct 29, 2026

October 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Oct 1, 2026
Property Address	11302 WHISPER DR, FREDERIC, MI 49733-8710
Document Number	1723000991
Book / Page	1723 / 991
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051

March 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	OTSEGO MI
Recording Date	Mar 20, 2026
Property Address	11302 WHISPER DR, FREDERIC, MI 49733-8710
Document Number	001706/917
Book / Page	1706 / 917
Instrument Date	Feb 26, 2026
Transaction Type	Foreclosure
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Tax	$1.82
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	11302 WHISPER DR, FREDERIC, MI 49733-8710
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001458/0000000545
Date	Apr 25, 2018
Book Page	0000001458/0000000545

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Otsego Lake Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,400 (+0.74%)	$326,800 (+0.74%)
2025	$1,887.00 (+21.35%) Homeowner's exemption	$162,200 (+52.01%)	$324,400 (+52.01%)
2024	$1,555.00 (+3.87%)
2023		$106,700	$213,400
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Whisper Dr

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