1130 Watson Ave, Lancaster, PA 17603 Property Records

Lancaster County property record for 1130 Watson Ave, Lancaster, PA 17603

Property Summary

Property TypeDuplex
Details3 bd · 1 ba · 1,216 sqft · built 1934
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$169,500 (Aug 2017)
Tax Bill$4,074 (2026)
Deeds & MortgagesJun 2022 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-01572-0-0000

Property Details

APN / Parcel Number

Primary APN340-01572-0-0000
Alternative APN
  • 34013J3 11 1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
Gross Area1,952 sqft
1st Floor Area608 sqft
Upper Floors Area608 sqft
Basement Area608 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1130 WATSON AVE
CityLANCASTER
StatePA
Zip17603-4837
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2
Legal Description1130 WATSON AVE
Legal Lot Number1
JurisdictionLANCASTER PA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2001
Census Tract13502

Owner

Source: Lancaster County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1130 WATSON AVE, LANCASTER, PA 17603-4837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 7, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleFeb 23, 2011 · Amount on Record
Deed Document Number20176348278
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address1130 WATSON AVE, LANCASTER, PA 17603-4837
Transaction TypeMortgage
Record UpdatedJun 29, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 WATSON AVE, LANCASTER, PA 17603-4837

Mortgage

Document Number0006686668
DateJun 14, 2022
Instrument6686668
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2052

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANCASTER PA
Recording DateAug 7, 2017
Property Address1130 WATSON AVE, LANCASTER, PA 17603-4837
Document Number0006348278
Instrument DateAug 7, 2017
Instrument6348278
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyREGAL ABSTRACT LANCASTER, REGAL ABS LANCASTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,695.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1130 WATSON AVE LANCASTER PA 176034837, LANCASTER, PA 17603-4837

Mortgage

Document Number6348279
DateAug 7, 2017
Instrument6348279
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
County SubdivisionLancaster Township
Unified School DistrictLancaster School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,074.00 (+4.54%) Homeowner's exemption$133,200 (-) Land $46,000 Building $87,200$133,200 (-) Land $46,000 Building $87,200
2025$3,897.00 (+1.46%)
2024$3,841.00$133,200 Land $46,000 Building $87,200
2018$133,200 Land $46,000 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 120,000 people · EPA ID PA7360058
Water SourceSurface water
Last State InspectionApr 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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