1130 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 1130 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1993
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2021)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R002369`

Property Details

APN / Parcel Number

Primary APN	`R002369`
Alternative APN	`319319406001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,856 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R002369
Street Address	1130 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1130 W MAIN ST CEDAREDGE 81413 S: 19 T: 13S R: 94W SUBDIVISION: CEDAR ROCK II LOT: 1 TOTAL AC 0.29+- (N125.00, S125.02, E102.39, W100.00) LOT 1 CEDAR ROCK II SUB. PT OF SE4SE4 SEC 19 T13S R94W 6PM BK 492 PGS 658 (R-392077) & 659 (R-392078) PLAT BK 11
Legal Subdivision	CEDAR ROCK II
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1012
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6511 CROOKED STICK DR, WINDSOR, CO 80550-7077
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	May 17, 2013 · Amount on Record
Deed Document Number	2021734542
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Nov 18, 2021
Property Address	1130 W MAIN ST, CEDAREDGE, CO 81413-3420
Document Number	734542
Instrument Date	Nov 18, 2021
Instrument	734542
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13104 HILLCREST RD, 13104, ECKERT, CO 81418-7300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6511 CROOKED STICK DR, WINDSOR, CO 80550-7077

Mortgage

Document Number	734543
Date	Nov 18, 2021
Instrument	734543

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1130 W MAIN ST, CEDAREDGE, CO 81413-3420
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 699528
Date	Nov 14, 2017
Instrument	699528

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00 (+21.91%)	$23,455 (+20.35%) Land $2,813 Building $20,642	$375,276 (+29.01%) Land $45,000 Building $330,276
2024	$1,328.00 (+4.16%)	$19,489 (-) Land $2,254 Building $17,235
2023	$1,275.00 (+7.32%)	$19,489 (+9.84%) Land $2,254 Building $17,235	$290,879 (+13.94%) Land $33,639 Building $257,240
2022	$1,188.00	$17,743 Land $2,016 Building $15,727	$255,288 Land $29,000 Building $226,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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