Laurel County property record for 1130 W Laurel Rd, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,208 sqft · built 2004 |
| Lot Size | 1.22 acres (53,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Dec 2024) |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-069.02 |
| Primary APN | 061-00-00-069.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 4,954 sqft |
| Basement Area | 1,746 sqft |
| Finished Basement | 1,746 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,187 sqft (1.22 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,095 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 325244 |
|---|---|
| Street Address | 1130 W LAUREL RD |
| City | LONDON |
| State | KY |
| Zip | 40741-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CLUB VALLEY ESTATES LOT #2 & HOUSE |
| Legal Subdivision | CLUB VALLEY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970400 |
1130 W Laurel Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Laurel County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1130 W LAUREL RD, LONDON, KY 40741-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 2024598696 |
| Deed Book / Page | 820 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 1130 W LAUREL RD, LONDON, KY 40741-8209 |
| Document Number | 0000664025 |
| Book / Page | 1471 / 632 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026664025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1130 W LAUREL RD, LONDON, KY 40741-8209 |
| Document Number | 0000664025, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 1471/632 |
| Instrument | 2026664025 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Sep 6, 2019 |
| Property Address | 1130 W LAUREL RD, LONDON, KY 40741-8209 |
| Document Number | 00D757/167 |
| Book / Page | D757 / 167 |
| Map Reference | CAB 1A SL 189 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 368260 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1204 7TH STREET RD, 1204, CORBIN, KY 40701-2164 |
| Name | Verified Name |
|---|---|
| Address | 1130 W LAUREL RD, LONDON, KY 40741-8209 |
The 2025 property tax bill for 1130 W Laurel Rd was $3,695.
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 | $475,000 Land $40,000 Building $435,000 | $475,000 Land $40,000 Building $435,000 |
| 2023 | $2,531.00 | $320,000 | $320,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 W Laurel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1130 W Laurel Rd is high, ranking above 70% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Verizon.
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