Henderson County property record for 1130 Upward Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1950 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 9598103911 |
| Primary APN | 9598103911 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,028 sqft Heated Area |
| Gross Area | 5,616 sqft |
| 1st Floor Area | 2,100 sqft |
| Upper Floors Area | 2,100 sqft |
| Basement Area | 1,785 sqft |
| Finished Basement | 1,785 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 138,085 sqft (3.17 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,089 sqft |
| Patio Area | 96 sqft |
| Utility Building | 1,000 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9932982 |
|---|---|
| Street Address | 1130 UPWARD RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9932982~R2 |
| Legal Description | SR1722 ON UPWARD RD |
| Legal Block | 10 |
| Legal Lot Number | 3911 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 KELLY MEMORIAL DR, FLAT ROCK, NC 28731-7765 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $646,000 (-) Land $126,800 Building $519,200 | |
| 2023 | $646,000 Land $126,800 Building $519,200 | $646,000 Land $126,800 Building $519,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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