1130 Talbot Ave, Albany, CA 94706 Property Records

Alameda County property record for 1130 Talbot Ave, Albany, CA 94706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1928
Lot Size	0.076 acres (3,300 sqft)
Owner	Company Name on Record
Tax Bill	$8,204 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65-2408-11`

Property Details

APN / Parcel Number

Primary APN	`65-2408-11`
Alternative APN	`065-2408-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	3,300 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 TALBOT AVE
City	ALBANY
State	CA
Zip	94706-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00011 BLK: AR: 0065 PAGE: 2408
Legal Subdivision	REGENTS PARK MAP 04
Legal Block	16
Legal Lot Number	23&24
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2012
Census Tract	420500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1130 TALBOT AVE, ALBANY, CA 94706-2334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2011
Transfer Doc	0000090417
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1130 TALBOT AVE, ALBANY, CA 94706-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 TALBOT AVE, ALBANY, CA 94706-2334

Mortgage

Document Number	0000231077
Date	Sep 14, 2020
Instrument	2020231077

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1130 TALBOT AVE, ALBANY, CA 94706-2334
Document Number	0000036789
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 TALBOT AVE ALBANY CA 947062334, ALBANY, CA 94706-2334

Mortgage

Document Number	0000036789
Date	Feb 7, 2017
Instrument	36789

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Albany City
Unified School District	Albany City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,448 (+0.23%) Land $121,034 Building $282,414
2025	$8,204.00 (+3.09%) Homeowner's exemption	$395,538 (+4.04%) Land $118,661 Building $276,877
2023	$7,958.00 Homeowner's exemption	$380,181 Land $114,054 Building $266,127	$1,208,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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