1130 Summit Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 1130 Summit Dr, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 4,498 sqft · built 2000
Lot Size0.119 acres (5,200 sqft)
OwnerOwner Name on Record
Last Sale$2,195,000 (Apr 2010)
Tax Bill$26,478 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN644-391-09

Property Details

APN / Parcel Number

Primary APN644-391-09

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Building Area4,498 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Lot Area5,200 sqft (0.119 acres)
Garage Area714 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1130 SUMMIT DR
CityLAGUNA BEACH
StateCA
Zip92651-3433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP BK 118 PG 33 PAR 1 P.M. 118-33 POR PAR 1
Legal SubdivisionCITY OF LAGUNA BEACH
Legal Block21
Legal Lot Number18
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1002
Census Tract62620

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1130 SUMMIT DR, LAGUNA BEACH, CA 92651-3433
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleApr 26, 2010 · Amount on Record
Deed SaleApr 26, 2010 · Amount on Record
Prior SaleFeb 14, 2011
Deed Document Number0000194119
Last Transfer DateSep 3, 2013
Transfer Doc0000516828
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address1130 SUMMIT DR, LAGUNA BEACH, CA 92651-3433
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 SUMMIT DR, LAGUNA BEACH, CA 92651-3433

Mortgage

Document Number0000530984
DateAug 24, 2021
Instrument2021000530984
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$26,478.00 (+3.35%) Homeowner's exemption$2,510,649 (+4.04%) Land $797,382 Building $1,713,267
2023$25,620.00 (+2.17%) Homeowner's exemption$2,413,158 Land $766,418 Building $1,646,740
2022$25,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims14 (1980–2017)
Claims Outside the SFHA14 of 14
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on Summit Dr

Nearby Streets

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