1130 Summit Ave, Bluffton, IN 46714 Property Records

Wells County property record for 1130 Summit Ave, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1965
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2020)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-300-080.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-300-080.000-004`
Alternative APNs	`00001545089` `0100806500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001545089
Street Address	1130 SUMMIT AVE
City	BLUFFTON
State	IN
Zip	46714-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-26-12 PT SE SW 0.550A (3-O)
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2029
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 SUMMIT AVE, BLUFFTON, IN 46714-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Oct 18, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Oct 18, 2019
Deed Document Number	20201297
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1130 SUMMIT AVE, BLUFFTON, IN 46714-2838
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210003
Date	Jan 4, 2021
Instrument	20210003

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 2, 2020
Property Address	1130 SUMMIT AVE, BLUFFTON, IN 46714-2838
Document Number	0020201297
Instrument Date	Apr 1, 2020
Instrument	20201297
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 SUMMIT AVE, BLUFFTON, IN 46714-2838

Mortgage

Document Number	0020201298
Date	Apr 2, 2020
Instrument	20201298

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WELLS IN
Recording Date	Oct 18, 2019
Property Address	1130 SUMMIT AVE, BLUFFTON, IN 46714-2838
Document Number	0020193634
Instrument Date	Oct 18, 2019
Instrument	20193634
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 ELM GROVE RD, BLUFFTON, IN 46714-9302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (+0.15%) Homeowner's exemption	$235,400 (+7.49%) Land $52,300 Building $183,100	$235,400 (+7.49%) Land $52,300 Building $183,100
2024	$1,946.00 (+38.7%)
2023		$219,000 (+12.54%) Land $45,500 Building $173,500	$219,000 (+12.54%) Land $45,500 Building $173,500
2022	$1,403.00	$194,600 Land $35,600 Building $159,000	$194,600 Land $35,600 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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