Hancock County property record for 1130 State St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,714 sqft · built 1920 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Feb 2015) |
| Tax Bill | $2,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2103060040 |
| Primary APN | 2103060040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Attic | Attic |
| Attic Area | 382 sqft |
| Basement Area | 273 sqft |
| Unfinished Basement | 273 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Mixed |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Patio Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1130 STATE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK LOTS 3 & 4 & E1/2 ALLEY ABUTTING ON WEST, BLK 6 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 3&4 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 270100 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1130 STATE ST, GARNER, IA 50438-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2015 · Amount on Record |
| Deed Sale | Feb 2, 2015 · Amount on Record |
| Prior Sale | Feb 4, 2014 · Amount on Record |
| Deed Document Number | 2015206 |
| Record Updated | Oct 29, 2026 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+10.13%) Homeowner's exemption | $175,590 (+16.42%) Land $30,300 Building $145,290 | $175,590 (+16.42%) Land $30,300 Building $145,290 |
| 2024 | $1,954.00 (-10.74%) | ||
| 2023 | $150,820 (+8.14%) Land $17,680 Building $133,140 | $150,820 (+8.14%) Land $17,680 Building $133,140 | |
| 2022 | $2,189.00 Homeowner's exemption | $139,470 Land $17,680 Building $121,790 | |
| 2021 | $139,470 Land $17,680 Building $121,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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