1130 Sparta Dr, Lafayette, CO 80026 Property Records

Boulder County property record for 1130 Sparta Dr, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,980 sqft · built 1981
Lot Size	0.177 acres (7,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (May 2023)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1575-03-3-12-005`

Property Details

APN / Parcel Number

Primary APN	`1575-03-3-12-005`
Alternative APNs	`R0076607` `0076607`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,980 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	990 sqft
Basement Area	990 sqft
Finished Basement	990 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	7,727 sqft (0.177 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	84 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0076607
Street Address	1130 SPARTA DR
City	LAFAYETTE
State	CO
Zip	80026-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 CENTAUR VILLAGE NORTH 2
Legal Range	69
Legal Township	1S
Legal Section	03
Legal Subdivision	CENTAUR VILLAGE NORTH 2
Legal Block	3
Legal Lot Number	142
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3013
Census Tract	12904

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 SPARTA DR, LAFAYETTE, CO 80026-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Special Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jun 26, 2008 · Amount on Record
Deed Document Number	20234006258
Prior Transfer Date	Aug 21, 2003
Prior Transfer Doc	0002501154
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	May 8, 2023
Property Address	1130 SPARTA DR, LAFAYETTE, CO 80026-1127
Document Number	0004006258
Instrument Date	May 1, 2023
Instrument	4006258
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 SPARTA DR, LAFAYETTE, CO 80026-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1130 SPARTA DR, LAFAYETTE, CO 80026-1127

Mortgage

Document Number	0004006259
Date	May 8, 2023
Instrument	4006259

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1130 SPARTA DR, LAFAYETTE, CO 80026-1127
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003996993
Date	Feb 9, 2023
Instrument	3996993

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,795 (-2.08%) Land $15,859 Building $22,936	$633,900 (-) Land $296,600 Building $337,300
2025	$3,776.00 (+7.21%)	$39,619 (-10.23%) Land $18,538 Building $21,081	$633,900 (-3.76%) Land $296,600 Building $337,300
2023	$3,522.00 (+16.01%)	$44,133 (+36.5%) Land $18,526 Building $25,607	$658,700 (+41.6%) Land $276,500 Building $382,200
2022	$3,036.00	$32,331 Land $14,449 Building $17,882	$465,200 Land $207,900 Building $257,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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