1130 Simpson Rd, Sparta, TN 38583 Property Records

White County property record for 1130 Simpson Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 405 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2021)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`093043 01400`

Property Details

APN / Parcel Number

Primary APN	`093043 01400`
Alternative APN	`043 01400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	405 sqft Living Area
1st Floor Area	405 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Pole Barn	2,784 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1130 SIMPSON RD
City	SPARTA
State	TN
Zip	38583-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2043
Census Tract	935200

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF TENNESSEE
Nov 4, 2021	Intrafamily Transfer, Transfer
Oct 22, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2021	Warranty Deed, Transfer
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jan 1, 1962
Deed Document Number	20214929
Deed Book / Page	493 / 1
Last Transfer Date	Nov 4, 2021
Transfer Doc	0RB494/703
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 SIMPSON RD, SPARTA, TN 38583-6840

Mortgage

Document Number	0RB513/236
Date	Jul 11, 2022
Book Page	RB513/236
Instrument	22003298

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 5, 2029

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 SIMPSON RD, SPARTA, TN 38583-6840

Mortgage

Document Number	0RB505/519
Date	Mar 29, 2022
Book Page	RB505/519
Instrument	22001493

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Apr 24, 2029

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 SIMPSON RD, SPARTA, TN 38583-6840

Mortgage

Document Number	RB495/124
Date	Nov 10, 2021
Book Page	RB495/124
Instrument	21005365

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	86 Months
Due	Jan 1, 2029

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Nov 4, 2021
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Document Number	RB494/703
Book / Page	RB494 / 703
Instrument Date	Nov 4, 2021
Instrument	21005278
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	255 DEAN DR NW, GEORGETOWN, TN 37336-5006

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Oct 22, 2021
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Document Number	RB493/681
Book / Page	RB493 / 681
Instrument Date	Oct 22, 2021
Instrument	21005060
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1130 SIMPSON RD, SPARTA, TN 38583-6840

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 15, 2021
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Document Number	RB493/1
Book / Page	RB493 / 1
Instrument Date	Oct 8, 2021
Instrument	21004929
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 SIMPSON RD, SPARTA, TN 38583-6840

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1130 SIMPSON RD, SPARTA, TN 38583-6840
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB409/011
Date	Jan 5, 2018
Book Page	RB409/011
Instrument	18000063

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00 (+56.54%)	$108,600 (+68.7%) Land $14,275 Building $94,325	$434,400 (+68.7%) Land $57,100 Building $377,300
2023		$64,375 Land $15,100 Building $49,275
2021	$978.00
2020			$257,500 Land $60,400 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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