Osceola County property record for 1130 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,116 sqft · built 2003 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $179,000 (Sep 2003) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84785 |
| Primary APN | 84785 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,116 sqft Heated Area |
| Gross Area | 3,261 sqft |
| 1st Floor Area | 2,116 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,542 sqft (0.242 acres) |
| Garage Type | Unfinished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 704 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84785 |
|---|---|
| Street Address | 1130 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PB 13 PG 93-95 LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Tract | 28 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84785
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1130 SENECA TRL, SAINT CLOUD, FL 34772-7383 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2003 · Amount on Record |
| Deed Sale | Sep 22, 2003 · Amount on Record |
| Deed Document Number | 0234400732 |
| Deed Book / Page | 02344 / 00732 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1130 SENECA TRL, SAINT CLOUD, FL 34772-7383 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1130 SENECA TRL, SAINT CLOUD, FL 34772-7383 |
| Document Number | 0059041902 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5904/1902 |
| Instrument | 2021032356 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 32027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,101.00 (+6.98%) Homeowner's exemption | $160,285 (+5.99%) | $349,900 (-4.37%) Land $78,000 Building $271,900 |
| 2023 | $1,964.00 (+4.14%) Homeowner's exemption | $151,232 (+3%) | $365,900 (+23.87%) Land $60,000 Building $305,900 |
| 2022 | $1,886.00 Homeowner's exemption | $146,828 | $295,400 Land $55,000 Building $240,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures