1130 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 1130 S Prospect Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3,071 sqft · built 1953
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 1997)
Tax Bill	$13,043 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-14-410-006`

Property Details

APN / Parcel Number

Primary APN	`06-14-410-006`

Interior

Stories	1 Story
Building Area	3,071 sqft Living Area
Gross Area	4,743 sqft
1st Floor Area	2,244 sqft
2nd Floor Area	827 sqft
Basement Area	1,672 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	22.5 ft deep x 11.3 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1130 S PROSPECT AVE
City	ELMHURST
State	IL
Zip	60126-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SWANSONS PARKSIDE SUB ALL S 1/2
Legal Subdivision	SWANSONS PARKSIDE SUB
Legal Lot Number	18
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3008
Census Tract	844602

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 S PROSPECT AVE, ELMHURST, IL 60126-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1997 · Amount on Record
Deed Sale	Jul 29, 1997 · Amount on Record
Deed Document Number	1997109419
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1130 S PROSPECT AVE, ELMHURST, IL 60126-5208
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030250
Date	Apr 9, 2018
Instrument	R2018-030250

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	Salt Creek School District 48 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,043.00 (+3.59%) Homeowner's exemption	$213,148 (+7.86%) Land $98,911 Building $114,237	$639,444 (+7.86%) Land $296,733 Building $342,711
2024	$12,591.00 (+15.59%)	$197,615 (+12.5%) Land $91,703 Building $105,912	$592,845 (+12.5%) Land $275,109 Building $317,736
2022	$10,893.00 Homeowner's exemption	$175,660 Land $81,520 Building $94,140	$526,980 Land $244,560 Building $282,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	60 units insured incl. 56 condo units
Nearby Flood Claims	6 (1987)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20