1130 Ritsher St, Beloit, WI 53511 Property Records

Rock County property record for 1130 Ritsher St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1957
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Nov 2021)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12750465`

Property Details

APN / Parcel Number

Primary APN	`206 12750465`
Alternative APN	`12750465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,818 sqft (0.432 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12750465
Street Address	1130 RITSHER ST
City	BELOIT
State	WI
Zip	53511-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 L 8 BLK 7 HARPERS LITTLE FARMS
Legal Subdivision	HARPERS LITTLE FARMS
Legal Block	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1008
Census Tract	2000

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 RITSHER ST, BELOIT, WI 53511-4064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
May 1, 2017	Deed, Transfer
May 1, 2017	Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20212203579
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 2, 2021
Property Address	1130 RITSHER ST, BELOIT, WI 53511-4064
Document Number	0002203579
Instrument Date	Oct 29, 2021
Instrument	2203579
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 RITSHER ST, BELOIT, WI 53511-4064

Mortgage

Document Number	0002203580
Date	Nov 2, 2021
Instrument	2203580

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 1, 2017
Property Address	1130 RITSHER ST, BELOIT, WI 53511-4064
Document Number	2076808
Instrument Date	Apr 27, 2017
Instrument	2076808
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 RITSHER ST, BELOIT, WI 53511-4064

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 1, 2017
Property Address	1130 RITSHER ST, BELOIT, WI 53511-4064
Document Number	2076808
Instrument Date	Apr 27, 2017
Instrument	2076808
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 RITSHER ST, BELOIT, WI 53511-4064

Mortgage

Document Number	2076809
Date	May 1, 2017
Instrument	2076809

Lender

Name	ASSOCIATED BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+34.39%) Homeowner's exemption	$176,900 (+27.54%) Land $18,000 Building $158,900	$194,300 (+23.13%)
2023	$2,059.00 Homeowner's exemption	$138,700 Land $18,000 Building $120,700	$157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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