1130 Ridgewood Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1130 Ridgewood Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1956
Lot Size	0.206 acres (8,989 sqft)
Owner	2 Company Names on Record
Last Sale	$1,960,000 (Oct 2020)
Tax Bill	$25,639 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-054-140`

Property Details

APN / Parcel Number

Primary APN	`021-054-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,989 sqft (0.206 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1130 RIDGEWOOD DR
City	MILLBRAE
State	CA
Zip	94030-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 60 BLOCK 4 RESUB OF BLOCK 4 MILLBRAE MEADOWS NO 1 RSM 42/39 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 1
Legal Block	4
Legal Lot Number	60
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1001
Census Tract	604500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
Oct 5, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2020	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2020106211
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 2, 2026
Property Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027
Document Number	0000005014
Map Reference	MB 42 PG 39
Instrument Date	Jan 28, 2026
Instrument	2026-005014
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027

Mortgage

Document Number	0000059883
Date	Aug 10, 2022
Instrument	2022-059883

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 5, 2020
Property Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027
Document Number	0000106211
Map Reference	MB 42 PG 39
Instrument Date	Oct 1, 2020
Instrument	2020-106211
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027

Mortgage

Document Number	0000106212
Date	Oct 5, 2020
Instrument	2020-106212

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Oct 5, 2020
Property Address	1130 RIDGEWOOD DR, MILLBRAE, CA 94030-1027
Document Number	0000106210
Instrument Date	Sep 29, 2020
Instrument	106210
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4033 QUARTZ DR SANTA ROSA CA 954055581, SANTA ROSA, CA 95405-5581

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,163,994 (+2%) Land $1,547,919 Building $616,075
2025	$25,639.00 (+5.45%) Homeowner's exemption	$2,121,564 (+4.04%) Land $1,517,568 Building $603,996
2023	$24,314.00 (+8.23%) Homeowner's exemption	$2,039,183 Land $1,458,640 Building $580,543	$1,905,120
2022	$22,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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