Jefferson County property record for 1130 NE Lower Dr, Madras, OR 97741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,663 sqft · built 1994 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $497,000 (May 2026) |
| Tax Bill | $4,571 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Apr 2006 Mortgage + 1 more |
| APN | 101431-DC-00500 |
| Primary APN | 101431-DC-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,663 sqft Living Area |
| 1st Floor Area | 2,663 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 46,609 sqft (1.07 acres) |
| Account Number | 11051 |
|---|---|
| Street Address | 1130 NE LOWER DR |
| City | MADRAS |
| State | OR |
| Zip | 97741-9053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-2 |
| Legal Description | SUB: NORTH MADRAS HEIGHTS LOT - 6 BLOCK - 3 |
| Legal Range | 14E |
| Legal Township | 10S |
| Legal Section | 31 |
| Legal Subdivision | NORTH MADRAS HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON OR |
| Township / Civil Division | MADRAS |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 960202 |
Source: Jefferson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 NE LOWER DR, MADRAS, OR 97741-9053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 6, 2018 | Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK |
| Apr 24, 2006 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEIT INC |
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Deed Document Number | 20261547 |
| Prior Transfer Date | Oct 19, 2005 |
| Prior Transfer Doc | 0020056491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Property Address | 1130 NE LOWER DR, MADRAS, OR 97741-9053 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0020180443 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018-0443 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | MADRAS, OR 97741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Property Address | 1130 NE LOWER DR, MADRAS, OR 97741-9053 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020062395 |
|---|---|
| Date | Apr 24, 2006 |
| Instrument | 2006-2395 |
| Name | MORTGAGEIT INC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Recording Date | May 15, 2026 |
| Property Address | 1130 NE LOWER DR, MADRAS, OR 97741-9053 |
| Document Number | 0020261547 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.1547 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1130 NE LOWER DR, MADRAS, OR 97741-9053 |
| Document Number | 0000001548, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026.1548 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Jefferson County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Jefferson County |
| Unified School District | Jefferson County School District 509J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,571.00 (+9.28%) | $278,480 (+6.09%) | $643,170 (+18.56%) Land $152,080 Building $491,090 |
| 2023 | $4,183.00 | $262,500 | $542,490 Land $109,280 Building $433,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 78% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MADRAS serves 3,940 people · EPA ID OR4100500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Webformix Fixed Wireless | 200 / 20 |
| Blue Mountain Net Fixed Wireless | 100 / 50 |
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