Duval County property record for 1130 Montego Rd E, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,165 sqft · built 1972 |
| Lot Size | 0.34 acres (14,822 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Dec 2019) |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140396-0000 |
| Primary APN | 140396-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 2,961 sqft |
| 1st Floor Area | 2,165 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,822 sqft (0.34 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 182 sqft |
| Shed | 1 Shed |
| Shed Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1130 MONTEGO RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 32-15 52-2S-27E GROVE PARK UNIT 2 PT LOT 2 RECD O/R 19020-1836 BLK 11 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | GROVE PARK UNIT 02 |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 15804 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORPORATION |
| Dec 2, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on Record |
| Deed Sale | Dec 2, 2019 · Amount on Record |
| Prior Sale | Dec 3, 1998 · Amount on Record |
| Deed Document Number | 2019274535 |
| Deed Book / Page | 19020 / 1836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 1130 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0000165914 |
| Book / Page | 21982 / 2418 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026165914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1130 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0000165914, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 21982/2418 |
| Instrument | 2026165914 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 2, 2019 |
| Property Address | 1130 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0190201836 |
| Book / Page | 19020 / 1836 |
| Map Reference | MB 32 PG 15,15A&15B |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019274535 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6916 SILVER LAKE TER, 6916, JACKSONVILLE, FL 32216-9243 |
| Name | Verified Name |
|---|---|
| Address | 1130 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0190201838 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 19020/1838 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,344 (+2.7%) | $319,706 (+2.38%) Land $77,291 Building $242,415 | |
| 2025 | $3,557.00 (+7.69%) Homeowner's exemption | $220,394 (+5.99%) | $312,279 (+8.69%) Land $75,000 Building $237,279 |
| 2024 | $3,303.00 (+2.96%) | ||
| 2023 | $3,208.00 (+9.3%) Homeowner's exemption | $207,945 (+3%) | $287,313 (+12.56%) Land $72,500 Building $214,813 |
| 2022 | $2,935.00 Homeowner's exemption | $201,889 | $255,260 Land $67,500 Building $187,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 7 (2008–2019) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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