Garrard County property record for 1130 Maupin Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | built 2004 |
| Lot Size | 20.7 acres (904,175 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,423 (2025) |
| Deeds & Mortgages | Aug 2010 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-020.03 |
| Primary APN | 50-020.03 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 904,175 sqft (20.7 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 14513 |
|---|---|
| Street Address | 1130 MAUPIN RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR A(20.757 AC) TR B(20.716 AC)PC003-232 |
| Legal Tract | A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970202 |
Source: Garrard County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1130 MAUPIN RD, LANCASTER, KY 40444-8632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1130 MAUPIN RD, LANCASTER, KY 40444-8632 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M301/105 |
|---|---|
| Date | Aug 26, 2010 |
| Book Page | M301/105 |
| Instrument | 105393 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Address | PIKEVILLE, KY 41501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2040 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,423.00 (+0.07%) Homeowner's exemption | $183,500 (+7.94%) Land $18,500 Building $165,000 | $183,500 (+7.94%) Land $18,500 Building $165,000 |
| 2024 | $1,422.00 (-2.74%) Homeowner's exemption | $170,000 (-) Land $15,000 Building $155,000 | $170,000 (-) Land $15,000 Building $155,000 |
| 2023 | $1,462.00 (-5.06%) Homeowner's exemption | $170,000 (-) Land $15,000 Building $155,000 | $170,000 (-) Land $15,000 Building $155,000 |
| 2022 | $1,540.00 Homeowner's exemption | $170,000 Land $15,000 Building $155,000 | $170,000 Land $15,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Windstream DSL | 10 / 1 |
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