Middlesex County and Reading Town property record for 1130 Main St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 3,206 sqft Living Area |
| Lot Size | 21,475 sqft (0.493 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $545,000 (2017) |
| Tax Bill | $9,866.00 (2025) |
| Primary APN | READ M:039.0-0000-0147.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,206 sqft Living Area |
| Gross Area | 6,254 sqft Gross Area |
| Basement Area | 1,496 sqft Basement |
| Unfinished Basement | 748 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 21,475 sqft (0.493 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1580000000130 |
|---|---|
| Street Address | 1130 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:039.0-0000-0147.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment DISCOVER BANK |
| Mar 25, 2022 | Quit Claim Deed, Transfer · Stand Alone Refinance NEWREZ LLC |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 21, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHEAST HM LN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Jun 25, 2014 |
| Deed Book / Page | 69172 / 335 |
| Last Transfer Date | Mar 17, 2022 |
| Transfer Doc | 079880-419 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081992-340 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 81992/340 |
| Instrument | 103589 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 25, 2022 |
| Property Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Document Number | 079880-419 |
| Book / Page | 79880 / 419 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 45334 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Document Number | 0000045335 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 45335 |
| Name | NEWREZ LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Document Number | 71582-378 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1130 MAIN ST READING MA 018671302, READING, MA 01867-1302 |
| Document Number | 71582-378 |
|---|---|
| Date | Sep 06, 2018 |
| Book Page | 071582/000378 |
| Instrument | 137647 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 21, 2017 |
| Property Address | 1130 MAIN ST, READING, MA 01867-1302 |
| Document Number | 69172-335 |
| Book / Page | 069172 / 000335 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 58372 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1130 MAIN ST READING MA 018671302, READING, MA 01867-1302 |
| Document Number | 69172-339 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 069172/000339 |
| Instrument | 58373 |
| Name | NORTHEAST HM LN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,866.00 (-1.83%) | $866,200 (+1.01%) Land $417,000 Building $449,200 | $939,740 (+4.93%) |
| 2024 | $10,050.00 (+4.09%) | $857,500 (+11.81%) Land $408,900 Building $448,600 | $895,565 |
| 2023 | $9,655.00 | $766,900 Land $364,700 Building $402,200 |
1130 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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