Winnebago County property record for 1130 Locust St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,130 sqft · built 1975 |
| Lot Size | 0.213 acres (9,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Nov 2015) |
| Tax Bill | $4,144 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-11980000 |
| Primary APN | 16-11980000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 480 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,280 sqft (0.213 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 916-11980000 |
|---|---|
| Street Address | 1130 LOCUST ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 19 1ST ADDN TO SMITH ACRES PLAT |
| Legal Subdivision | 1ST ADDN TO SMITH ACRES PLAT |
| Legal Lot Number | 19 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1000 |
1130 Locust St is owned and occupied by two individuals who bought it in November 2015.
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1130 LOCUST ST, OSHKOSH, WI 54902-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on File |
| Deed Sale | Nov 30, 2015 · Amount on File |
| Deed Document Number | 20151702429 |
| Record Updated | Sep 20, 2026 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $233,300 Land $39,700 Building $193,600 | ||
| 2024 | $4,144.00 (+10.92%) | ||
| 2023 | $3,736.00 (+0.08%) Homeowner's exemption | $137,300 (-) Land $29,400 Building $107,900 | $198,402 Land $42,484 Building $155,918 |
| 2022 | $3,733.00 Homeowner's exemption | $137,300 Land $29,400 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 Locust St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1993–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1130 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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