Lorain County property record for 1130 Lake Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,644 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,001 (Jun 2013) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-027-109-013 |
| Primary APN | 06-24-027-109-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 852 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 113 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 516 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 1130 LAKE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRAMAN LAND CO ADD PROPOSED 40 X 106 |
| Legal Subdivision | BRAMAN LAND CO ADD PROPOSED |
| Legal Tract | 24 |
| Legal Block | 109 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-027-109-013
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 LAKE AVE, ELYRIA, OH 44035-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Nov 08, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2013 · Amount on Record |
| Deed Sale | Jun 06, 2013 · Amount on Record |
| Prior Sale | Apr 29, 2013 · Amount on Record |
| Deed Document Number | 2013464444 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 20100331554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1130 LAKE AVE, ELYRIA, OH 44035-3308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1130 LAKE AVE, ELYRIA, OH 44035-3308 |
| Document Number | 0000894209 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2022-0894209 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 16, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1130 LAKE AVE, ELYRIA, OH 44035-3308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000068584 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-0068584 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1130 LAKE AVE, ELYRIA, OH 44035-3308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000848305 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0848305 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 (-0.79%) Homeowner's exemption | $53,570 (-0.01%) Land $4,310 Building $49,260 | $153,070 (-) Land $12,320 Building $140,750 |
| 2024 | $2,543.00 (+85.62%) | $53,575 (+113.13%) Land $4,312 Building $49,263 | $153,070 (+113.13%) Land $12,320 Building $140,750 |
| 2023 | $1,370.00 (+0.44%) | $25,137 (-0.01%) Land $1,659 Building $23,478 | $71,820 (-) Land $4,740 Building $67,080 |
| 2022 | $1,364.00 | $25,140 Land $1,660 Building $23,480 | |
| 2021 | $71,820 Land $4,740 Building $67,080 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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