1130 Jensen St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1130 Jensen St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2016
Lot Size	0.203 acres (8,862 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2016)
Tax Bill	$4,819 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093-034-11`

Property Details

APN / Parcel Number

Primary APN	`093-034-11`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Heated Area
Gross Area	1,702 sqft
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,862 sqft (0.203 acres)
Porch	Porch
Porch Area	130 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	093-034-11
Street Address	1130 JENSEN ST
City	CHARLOTTE
State	NC
Zip	28205-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L11 B3 M5-357
Legal Subdivision	PLAZA ACRES
Legal Block	3
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1130 JENSEN ST, CHARLOTTE, NC 28205-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	0000158146
Deed Book / Page	031355 / 000213
Last Transfer Date	Sep 28, 2020
Transfer Doc	0000157714
Record Updated	Jun 7, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 28, 2020
Property Address	1130 JENSEN ST, CHARLOTTE, NC 28205-1745
Document Number	0000157714
Book / Page	35106 / 703
Map Reference	MB 5 PG 357
Instrument Date	Sep 23, 2020
Instrument	2020157714
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$356.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 JENSEN ST, CHARLOTTE, NC 28205-1745

Mortgage

Document Number	0000157715
Date	Sep 28, 2020
Instrument	2020157715

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20