1130 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1130 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2022
Lot Size	0.074 acres (3,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2025)
Tax Bill	$12,774 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-605033`

Property Details

APN / Parcel Number

Primary APN	`02-605033`
Alternative APN	`605033`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Lot Area	3,229 sqft (0.074 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	605033
Street Address	1130 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 1 3,229 SQ FT EASTCHURCH TOWNHOUSE CON
Legal Subdivision	EASTCHURCH TOWNHOUSE CONDOMINIUM
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1036
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 HOLDEN RD, FREDERICK, MD 21701-3427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 24, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Deed Book / Page	17616 / 305
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 24, 2025
Property Address	1130 HOLDEN RD, FREDERICK, MD 21701-3427
Document Number	0176160305
Book / Page	17616 / 305
Map Reference	MB 108 PL 65-67
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1130 HOLDEN RD, FREDERICK, MD 21701-3427

Mortgage

Document Number	0017616312
Date	Nov 24, 2025
Instrument	17616/312

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 24, 2023
Property Address	1130 HOLDEN RD, FREDERICK, MD 21701-3427
Document Number	0163050472
Book / Page	16305 / 472
Map Reference	MB 108 PL 65-67
Instrument Date	Jan 20, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,771.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1130 HOLDEN RD, FREDERICK, MD 21701-3427

Mortgage

Document Number	0016305477
Date	Jan 24, 2023
Instrument	16305/477

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,000 (-1.44%) Land $175,000 Building $510,000	$685,000 (-1.44%) Land $175,000 Building $510,000
2025	$12,774.00 (+1.53%) Homeowner's exemption	$695,000 (+3.99%) Land $110,000 Building $585,000	$695,000 (-) Land $110,000 Building $585,000
2024	$12,581.00 (+3.96%)
2023	$12,102.00	$668,333	$695,000 Land $110,000 Building $585,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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