1130 Fern Ave, Reading, PA 19607 Property Records

Berks County property record for 1130 Fern Ave, Reading, PA 19607 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,191 sqft · built 1890
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$149,500 (Jan 2020)
Tax Bill$966 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5306-18-31-2792

Property Details

APN / Parcel Number

Primary APN5306-18-31-2792
Alternative APNs
  • 54-5306-18-31-2792
  • 54048200
  • 048200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,191 sqft Living Area
1st Floor Area1,191 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
View / LotNeighborhood
PorchEnclosed Porch
Shed1 Shed
Shed Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54048200
Street Address1130 FERN AVE
CityREADING
StatePA
Zip19607-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSOUTH FARVIEW
Legal Block31
JurisdictionBERKS PA
Township / Civil DivisionKENHORST
Census Block Group1
Census Block1013
Census Tract11300

Owner

Source: Berks County records · APN 5306-18-31-2792

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1130 FERN AVE, READING, PA 19607-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed, Transfer · VA Mortgage
FULTON BANK NA
Jun 28, 2018Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number20201549
Record UpdatedSep 20, 2026

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJan 13, 2020
Property Address1130 FERN AVE, READING, PA 19607-1629
Document Number0000001549
Map ReferenceVOL 7 PG 9
Instrument DateJan 10, 2020
Instrument2020001549
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 FERN AVE, READING, PA 19607-1629

Mortgage

Document Number0000001550
DateJan 13, 2020
Instrument2020001550
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateJun 28, 2018
Property Address1130 FERN AVE, READING, PA 19607-1629
Document Number0000021635
Instrument DateJun 28, 2018
Instrument21635
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyREGAL ABSTRACT CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1130 FERN AVE READING PA 196071629, READING, PA 19607-1629

Mortgage

Document Number21636
DateJun 28, 2018
Instrument21636
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityKenhorst Borough
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$966.00 (+4.66%)$65,200 (-) Land $31,300 Building $33,900$31,300 (-51.99%) Land $31,300
2024$923.00$65,200 Land $31,300 Building $33,900
1994$65,200 Land $31,300 Building $33,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110113001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2004, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 668 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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