Lancaster County property record for 1130 Elm Ave, Lancaster, PA 17603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,764 sqft · built 1922 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Jul 1999) |
| Tax Bill | $5,743 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-01114-0-0000 |
| Primary APN | 340-01114-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 980 sqft |
| Basement Area | 784 sqft |
| Game Room | Game Room |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Slate |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 624 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1130 ELM AVE |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 1130 ELM AVE |
| Legal Subdivision | COLONIAL PARK |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13502 |
1130 Elm Ave is owned and occupied by an individual who bought it in July 1999.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 ELM AVE, LANCASTER, PA 17603-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 1999 · Amount on File |
| Deed Sale | Jul 20, 1999 · Amount on File |
| Deed Document Number | 19999056005 |
| Deed Book / Page | 6307 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 1130 ELM AVE, LANCASTER, PA 17603-4815 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | PENN CHARTER ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 1130 ELM AVE, LANCASTER, PA 17603-4815 |
| Document Number | 0006720755 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 6720755 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 1130 ELM AVE, LANCASTER, PA 17603-4815 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1130 ELM AVE, LANCASTER, PA 17603-4815 |
| Document Number | 0006681656 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 6681656 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1130 Elm Ave was $5,743 with a homeowner's exemption, up 1.4% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Lancaster Township |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,300 Land $57,400 Building $138,900 | $196,300 Land $57,400 Building $138,900 | |
| 2025 | $5,743.00 (+1.45%) | ||
| 2024 | $5,661.00 | $196,300 Land $57,400 Building $138,900 | |
| 2018 | $196,300 Land $57,400 Building $138,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 Elm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1130 Elm Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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