1130 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1130 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1900
Lot Size	0.168 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (May 2021)
Tax Bill	$842 (2024)
Deeds & Mortgages	Jan 2020 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-357-008.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-357-008.000-026`
Alternative APN	`01870642346`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Attic Area	672 sqft
Basement Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,350 sqft (0.168 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870642346
Street Address	1130 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 DEMLERS 2ND SURVEY
Legal Subdivision	SAMUEL DEMLER S 2ND SURV
Legal Lot Number	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3032
Census Tract	3100

Owner

1130 E Fox St is owned and occupied by an individual who bought it in May 2021.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1130 E FOX ST, SOUTH BEND, IN 46613-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
May 10, 2019	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	May 10, 2019
Deed Document Number	0002114747
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1130 E FOX ST, SOUTH BEND, IN 46613-3112
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002002022
Date	Jan 22, 2020
Instrument	2002022

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 5, 2021
Property Address	1130 E FOX ST, SOUTH BEND, IN 46613-3112
Document Number	0002114747
Map Reference	PB 8 PG 158
Instrument Date	Apr 29, 2021
Instrument	2114747
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E FOX ST, SOUTH BEND, IN 46613-3112

Mortgage

Document Number	0002114748
Date	May 5, 2021
Instrument	2114748

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 10, 2019
Property Address	1130 E FOX ST, SOUTH BEND, IN 46613-3112
Document Number	0001910295
Map Reference	PB 8 PG 158
Instrument Date	Apr 29, 2019
Instrument	1910295
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 TOPSFIELD RD APT 309, 309, SOUTH BEND, IN 46614-2428

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,100 Land $9,000 Building $82,100	$91,100 Land $9,000 Building $82,100
2024	$842.00 (+6.05%)
2023	$794.00 (+11.52%)	$69,600 (-) Land $9,100 Building $60,500	$69,600 (-) Land $9,100 Building $60,500
2022	$712.00 Homeowner's exemption	$69,600 Land $9,100 Building $60,500	$69,600 Land $9,100 Building $60,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 E Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1130 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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