1130 E 40th St, Savannah, GA 31404 Property Records

Chatham County property record for 1130 E 40th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1925
Lot Size	0.088 acres (3,842 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Feb 2025)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-0063-24-015`

Property Details

APN / Parcel Number

Primary APN	`2-0063-24-015`
Alternative APN	`S685457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,842 sqft (0.088 acres)
Lot Dimensions	80 ft deep x 48 ft wide
Porch	Slab
Porch Area	181 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1130 E 40TH ST
City	SAVANNAH
State	GA
Zip	31404-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	19 E HALF 20 BLK 6 KEHOE WD
Legal Subdivision	THIRTY-SEVENTH
Legal Block	6
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4003
Census Tract	2700

Owner

1130 E 40th St is owned by two individuals who bought it in February 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	826 CALIFORNIA AVE, VENICE, CA 90291-3412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Oct 18, 2022	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 21, 2021	Warranty Deed, Transfer
Jun 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Oct 25, 2022 · Amount on File
Deed Book / Page	3595 / 515
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0024220280
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408

Mortgage

Document Number	0026810510
Date	Jan 18, 2022
Book Page	0000002681/0000000510
Instrument	033600670008

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	48 Months
Due	Jan 1, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 18, 2022
Property Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408
Document Number	0029460665
Book / Page	2946 / 665
Instrument Date	Oct 18, 2022
Instrument	2022-012568
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408

Mortgage

Document Number	0029460667
Date	Oct 25, 2022
Book Page	0000002946/0000000667

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 21, 2021
Property Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408
Document Number	0026810507
Book / Page	2681 / 507
Instrument Date	Dec 21, 2021
Instrument	2021-016637
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11111, SAVANNAH, GA 31412-1311

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 23, 2021
Property Address	1130 E 40TH ST, SAVANNAH, GA 31404-3408
Document Number	0024220280
Book / Page	2422 / 280
Instrument Date	Jun 23, 2021
Instrument	2021-008025
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 TROPICAL WAY, SAVANNAH, GA 31410-2419

Tax Assessment & Valuation

The 2025 property tax bill for 1130 E 40th St was $3,517, up 6.8% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,880 (+4.21%) Land $28,000 Building $183,880	$529,700 (+4.21%) Land $70,000 Building $459,700
2025	$3,517.00 (+6.8%)	$203,320 Land $28,000 Building $175,320	$508,300 Land $70,000 Building $438,300
2024	$3,293.00
2023		$125,960 (+136.77%) Land $15,000 Building $110,960	$314,900 (+136.77%) Land $37,500 Building $277,400
2022	$2,859.00	$53,200 Land $14,120 Building $39,080	$133,000 Land $35,300 Building $97,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1130 E 40th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	10 (1987–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1130 E 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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