Chatham County property record for 1130 E 38th St, Savannah, GA 31404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,237 sqft · built 1906 |
| Lot Size | 0.081 acres (3,520 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $401 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2-0063-14-012 |
| Primary APN | 2-0063-14-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,520 sqft (0.081 acres) |
| Lot Dimensions | 80 ft deep x 44 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 270 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1130 E 38TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31404-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 19 AND EAST 14 FT LOT 2O BL K 4 OLIVER WARD |
| Legal Subdivision | THIRTY-SEVENTH |
| Legal Block | 4 |
| Legal Lot Number | 19,2 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2700 |
1130 E 38th St is owned and occupied by an individual.
Source: Chatham County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 E 38TH ST, SAVANNAH, GA 31404-3319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1130 E 38th St was $401, down 23.9% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,240 (+1.57%) Land $28,000 Building $57,240 | $213,100 (+1.57%) Land $70,000 Building $143,100 | |
| 2025 | $401.00 (-23.91%) Homeowner's exemption | $83,920 Land $28,000 Building $55,920 | $209,800 Land $70,000 Building $139,800 |
| 2024 | $527.00 | ||
| 2023 | $53,400 (+7.57%) Land $15,000 Building $38,400 | $133,500 (+7.57%) Land $37,500 Building $96,000 | |
| 2022 | $538.00 | $49,640 Land $15,000 Building $34,640 | $124,100 Land $37,500 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 E 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 8 (1979–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1130 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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