1130 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1130 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,692 sqft · built 2020
Lot Size	0.167 acres (7,259 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Mortgage + 7 more
Flood Zone	Zone X (reduced by levee)
APN	`0153-322-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-322-18-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,259 sqft (0.167 acres)
Lot Dimensions	119 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 87
Legal Subdivision	TRACT NO 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	87
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	6101

Owner

1130 E 38th St is owned and occupied by two individuals who acquired it in March 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage AHL FUNDING
May 11, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
May 11, 2020	Grant Deed, Transfer ORANGE COAST TITLE COMPANY
May 21, 2019	Grant Deed, Transfer NOT AVAILABLE
Apr 19, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 19, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Apr 19, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021
Deed Sale	Apr 16, 2021
Prior Sale	May 11, 2020
Deed Document Number	2021177033
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000066739
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5147 HALLMARK ST, RIVERSIDE, CA 92505-2508

Mortgage

Document Number	0000177034
Date	Apr 16, 2021
Instrument	2021-0177034

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000000474
Date	Jan 3, 2022
Instrument	2022-0000474

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2026
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000066739
Map Reference	MB 51 PG 50&51
Instrument Date	Mar 6, 2026
Instrument	2026-0066739
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000066740
Date	Mar 12, 2026
Instrument	2026-0066740

Lender

Name	AHL FUNDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2020
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000158244
Instrument Date	May 4, 2020
Instrument	158244
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1130 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2020
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000158243
Map Reference	MB 51 PG 50&51
Instrument Date	Mar 25, 2020
Instrument	2020-0158243
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 21, 2019
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000163752
Instrument Date	May 21, 2019
Instrument	163752
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1130 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2019
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000123042
Instrument Date	Mar 28, 2019
Instrument	123042
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2019
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000123043
Instrument Date	Mar 8, 2019
Instrument	123043
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13414 HAWTHORN AVE MORENO VALLEY CA 925536984, MORENO VALLEY, CA 92553-6984

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2019
Property Address	1130 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000123044
Instrument Date	Mar 8, 2019
Instrument	123044
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 LA VERNE AVE HIGHLAND CA 923462464, HIGHLAND, CA 92346-2464

Tax Assessment & Valuation

The 2025 property tax bill for 1130 E 38th St was $5,587.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,598 (+2%) Land $130,716 Building $312,882
2025	$5,587.00	$434,900 Land $128,153 Building $306,747
2023	$5,335.00 (-0.22%)	$418,011 Land $123,176 Building $294,835
2022	$5,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1130 E 38th St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 E 38th St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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