1130 E 20th St, Oakland, CA 94606 Property Records

Alameda County property record for 1130 E 20th St, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,712 sqft · built 1896
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jan 2021)
Tax Bill	$12,727 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-264-11`

Property Details

APN / Parcel Number

Primary APN	`21-264-11`
Alternative APN	`021-0264-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)

Location & Zoning

Street Address	1130 E 20TH ST
City	OAKLAND
State	CA
Zip	94606-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00011 BLK: AR: 0021 PAGE: 0264
Legal Subdivision	HIGHLEYS MAP/CLINTON
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1005
Census Tract	405500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 E 20TH ST, OAKLAND, CA 94606-3126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 17, 2018	Grant Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	202122896
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	0000335426
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 20, 2021
Property Address	1130 E 20TH ST, OAKLAND, CA 94606-3126
Document Number	0000022896
Map Reference	LB B PG 537
Instrument Date	Jan 13, 2021
Instrument	2021022896
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,697.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1130 E 20TH ST, OAKLAND, CA 94606-3126

Mortgage

Document Number	0000022897
Date	Jan 20, 2021
Instrument	2021022897

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1130 E 20TH ST, OAKLAND, CA 94606-3126
Document Number	0000050202
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1130 E 20TH ST OAKLAND CA 946063126, OAKLAND, CA 94606-3126

Mortgage

Document Number	0000050202
Date	Mar 2, 2020
Instrument	50202

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 17, 2018
Property Address	1130 E 20TH ST, OAKLAND, CA 94606-3126
Document Number	0000009396
Map Reference	LB B PG 537
Instrument Date	Jan 16, 2018
Instrument	2018009396
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E 20TH ST, OAKLAND, CA 94606-3126

Mortgage

Document Number	0000009397
Date	Jan 17, 2018
Instrument	2018009397

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,005,000 (+18.24%) Land $303,600 Building $708,400
2025	$12,727.00 (-18.53%) Homeowner's exemption	$850,000 (-16.21%) Land $255,000 Building $595,000
2023	$15,621.00 Homeowner's exemption	$1,014,390 Land $304,317 Building $710,073	$783,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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