1130 E 20th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1130 E 20th Ave, Spokane, WA 99203

Property Summary

Property Type	Vacant Land
Lot Size	0.063 acres (2,760 sqft)
Owner	2 Individual Names on File
Tax Bill	$376 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35291.1909`

Property Details

APN / Parcel Number

Primary APN	`35291.1909`

Exterior

Lot Area	2,760 sqft (0.063 acres)
Lot Dimensions	40 ft deep x 69 ft wide

Location & Zoning

Street Address	1130 E 20TH AVE
City	SPOKANE
State	WA
Zip	99203-3434
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RSF
Legal Description	ROCKWOOD TER PT OF L8-9 B3 S40FT OF W65FT L8;S40FT OF E4FT L9
Legal Range	43E
Legal Township	25N
Legal Section	29
Legal Subdivision	ROCKWOOD TER
Legal Block	3
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2010
Census Tract	4500

Owner

Source: Spokane County records · APN 35291.1909

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1105 E OVERBLUFF RD, SPOKANE, WA 99203-3450
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1130 E 20TH AVE, SPOKANE, WA 99203-3434
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007441060
Date	Sep 16, 2025
Instrument	7441060

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$376.00 (+3,033.33%)	$39,000 (+84.75%) Land $39,000	$39,000 (+84.75%) Land $39,000
2025	$12.00 (-94.47%)
2024		$21,110 (+9.89%) Land $21,110	$21,110 (+9.89%) Land $21,110
2023	$217.00 (-7.66%)	$19,210 Land $19,210	$19,210 Land $19,210
2022	$235.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Concept Communications Fixed Wireless	100 / 20

May also be available: Newmax, T-Mobile USA.

Based on FCC filings for 507 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SPOKANE serves 346,138 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.