1130 Division St, Madison, OH 44057 Property Records

Lake County property record for 1130 Division St, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,156 sqft · built 1920
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,911 (2023)
Deeds & Mortgages	Feb 2024 Sale Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-A-091-D-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`01-A-091-D-00-017-0`
Alternative APN	`H 35`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Deck Area	192 sqft
Patio Area	480 sqft
Pole Barn	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 DIVISION ST
City	MADISON
State	OH
Zip	44057-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 16 TRACT 1
Legal Subdivision	ATWATER ALLOTMENT
Legal Tract	1
Legal Block	1
Legal Lot Number	16
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1006
Census Tract	206700

Owner

1130 Division St is owned and occupied by two individuals who acquired it in August 2023.

Source: Lake County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1130 DIVISION ST, MADISON, OH 44057-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Certificate of Transfer, Transfer
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1988
Deed Sale	Jun 29, 1988
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000001159
Record Updated	Sep 20, 2026

February 2024: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Feb 22, 2024
Property Address	1130 DIVISION ST, MADISON, OH 44057-1518
Document Number	0000003360
Map Reference	VOL D PG 23
Instrument Date	Feb 1, 2024
Instrument	2024R003360
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 ADAMS AVE # AE, AE, ASHTABULA, OH 44004-7124

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Jan 19, 2024
Property Address	1130 DIVISION ST, MADISON, OH 44057-1518
Document Number	0000001159
Map Reference	VOL D PG 23
Instrument Date	Aug 28, 2023
Instrument	2024R001159
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 DIVISION ST, MADISON, OH 44057-1518

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1130 DIVISION ST, MADISON, OH 44057-1518
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016971
Date	Jun 16, 2022
Instrument	2022R016971

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,020 Land $17,590 Building $51,430	$197,210 Land $50,270 Building $146,940
2023	$4,911.00 (+115.96%) Homeowner's exemption Senior Citizen's exemption	$44,190 (-3.03%) Land $11,010 Building $33,180
2022	$2,274.00 Homeowner's exemption Senior Citizen's exemption	$45,570 Land $12,390 Building $33,180
2021			$126,250 Land $31,460 Building $94,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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