Hamilton County property record for 1130 Delta Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,111 sqft · built 1922 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Aug 2023) |
| Tax Bill | $11,812 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-0005-0001-00 |
| Primary APN | 044-0005-0001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 3,039 sqft |
| 1st Floor Area | 1,290 sqft |
| 2nd Floor Area | 821 sqft |
| Upper Floors Area | 821 sqft |
| Basement Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 103 ft deep x 155 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 616 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1130 DELTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1130 DELTA AVE 51.96 X 103.16 IRR PT LOT 1 KILGOURS 1ST SUB |
| Legal Subdivision | KILGOURS 1ST SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4800 |
1130 Delta Ave is owned by a company that bought it in August 2023.
Source: Hamilton County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7452 MADEIRA PINES DR, CINCINNATI, OH 45243-0015 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Feb 25, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ONPOINT HOME LENDING |
| Jul 7, 2022 | Warranty Deed, Transfer |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU |
| Jan 9, 2019 | Warranty Deed, Transfer · ARM KEMBA CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 202354249 |
| Deed Book / Page | 14971 / 1943 |
| Prior Transfer Date | Feb 7, 2001 |
| Prior Transfer Doc | 0000022737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000032312 |
| Book / Page | 15655 / 292 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202632312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 7452 MADEIRA PINES DR, CINCINNATI, OH 45243-0015 |
| Document Number | 0000032312, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 15655/292 |
| Instrument | 202632312 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 28, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2026 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000013902 |
| Book / Page | 15610 / 544 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-0013902 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7452 MADEIRA PINES DR, CINCINNATI, OH 45243-0015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 3, 2023 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000054249 |
| Book / Page | 14971 / 1943 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023-0054249 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7452 MADEIRA PINES DR, CINCINNATI, OH 45243-0015 |
| Document Number | 0000054250 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023-0054250 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 21, 2022 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000089891 |
| Book / Page | 14756 / 656 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-0089891 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,593.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000089892 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022-0089892 |
| Name | ONPOINT HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 7, 2022 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000066551 |
| Book / Page | 14703 / 1207 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-0066551 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,428.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6355 E KEMPER RD STE 100, 100, CINCINNATI, OH 45241-2388 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000114571 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 14507/3682 |
| Instrument | 2021-0114571 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000050976 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1130 DELTA AVE CINCINNATI OH 452083002, CINCINNATI, OH 45208-3002 |
| Document Number | 0000050976 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 014179/001144 |
| Instrument | 50976 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 9, 2019 |
| Property Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000002406 |
| Book / Page | 13830 / 00893 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2019-0002406 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,038.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1130 DELTA AVE, CINCINNATI, OH 45208-3002 |
| Document Number | 0000002407 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019-0002407 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 8% |
The 2025 property tax bill for 1130 Delta Ave was $11,812, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,812.00 (+0.14%) | $185,921 (+%) Land $73,630 Building $112,291 | $531,200 Land $210,370 Building $320,830 |
| 2024 | $11,795.00 (+3.66%) | $185,919 (-) Land $73,629 Building $112,290 | |
| 2023 | $11,379.00 (+37.53%) | $185,919 (+53.52%) Land $73,629 Building $112,290 | $531,200 Land $210,370 Building $320,830 |
| 2022 | $8,274.00 Homeowner's exemption | $121,101 Land $64,985 Building $56,116 | |
| 2020 | $346,000 Land $185,670 Building $160,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1130 Delta Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1130 Delta Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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