Schenectady County and Schenectady City property record for 1130 Coplon Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,884 sqft · built 1982 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Aug 2022) |
| Tax Bill | $8,285 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.21-3-31.1 |
| Primary APN | 421500 40.21-3-31.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 456 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1130 COPLON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | P/O 94 RAISED RANCH |
| Legal Block | 3 |
| Legal Lot Number | 31.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20102 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 COPLON AVE, SCHENECTADY, NY 12309-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed, Transfer · Conventional Mortgage SEFCU MORTGAGE SERVICES |
| Dec 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 202246656 |
| Deed Book / Page | 2092 / 119 |
| Prior Transfer Date | Dec 20, 2017 |
| Prior Transfer Doc | 0000058387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 31, 2022 |
| Property Address | 1130 COPLON AVE, SCHENECTADY, NY 12309-3611 |
| Document Number | 0000046656 |
| Book / Page | 2092 / 119 |
| Map Reference | DR 64 MAP 44 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 202246656 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | MG TITLE SERVICES, 3G TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 COPLON AVE, 1130, SCHENECTADY, NY 12309-3611 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7525 STONES THROW CT, WINDSOR MILL, MD 21244-1232 |
| Document Number | 0000046657 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 202246657 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 29, 2017 |
| Property Address | 1130 COPLON AVE, SCHENECTADY, NY 12309-3611 |
| Document Number | 0000058387 |
| Book / Page | 001978 / 000491 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 58387 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1130 COPLON AVE SCHENECTADY NY 123093611, SCHENECTADY, NY 12309-3611 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,285.00 (+1.67%) | ||
| 2025 | $8,149.00 (+41.38%) | $172,300 (-) Land $25,300 Building $147,000 | $285,312 (+30.82%) Land $41,894 Building $243,418 |
| 2023 | $172,300 (+10.45%) Land $25,300 Building $147,000 | $218,101 (+14.64%) Land $32,025 Building $186,076 | |
| 2022 | $156,000 Land $25,300 Building $130,700 | $190,244 Land $30,854 Building $159,390 | |
| 2021 | $5,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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