1130 Clay St, Chillicothe, MO 64601 Property Records

Livingston County property record for 1130 Clay St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1959
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$877 (2025)
Deeds & Mortgages	Jun 2018 Second Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-3-38-05.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-3-38-05.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1959
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1130 CLAY ST
City	CHILLICOTHE
State	MO
Zip	64601-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL ORIGINAL SURVEY BEG 275 W OF NE COR BLOCK 46
Legal Block	46
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2025
Census Tract	480400

Owner

1130 Clay St is owned by an individual who acquired it in July 2020.

Source: Livingston County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	20340 HIGHWAY H, HALE, MO 64643-8156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 24, 2020	Special Warranty Deed, Transfer · Line of Credit CHILLICOTHE STATE BANK
May 11, 2020	Special Warranty Deed, Foreclosure
Jun 19, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020
Deed Sale	Jul 24, 2020
Prior Sale	May 11, 2020
Deed Document Number	20201165
Deed Book / Page	710 / 883
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	690/880
Date	Jun 19, 2018
Book Page	690/880
Instrument	20181092

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 24, 2020
Property Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104
Document Number	000710/883
Book / Page	710 / 883
Instrument Date	Jul 23, 2020
Instrument	20201165
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TUTON ABSTRACT AND TITLE COMPANY, SIATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104

Mortgage

Document Number	0020201166
Date	Jul 24, 2020
Instrument	20201166

Lender

Name	CHILLICOTHE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2027

May 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	May 11, 2020
Property Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104
Document Number	000708/612
Book / Page	708 / 612
Instrument Date	May 11, 2020
Instrument	20200685
Transaction Type	Foreclosure
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7460 HALCYON POINTE DR STE 200, 7460, MONTGOMERY, AL 36117-8105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 STATE AVE, KANSAS CITY, KS 66101-2425
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jun 19, 2018
Property Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104
Document Number	000690/859
Book / Page	690 / 859
Instrument Date	Jun 15, 2018
Instrument	20181090
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 CLAY ST, CHILLICOTHE, MO 64601-2104

Mortgage

Document Number	0020181091
Date	Jun 19, 2018
Instrument	20181091

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Clay St was $877, up 1.5% from the year before.

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+1.5%)	$12,360 (+3.78%) Land $700 Building $11,660	$65,030 Land $3,680 Building $61,350
2024	$864.00	$11,910 (-) Land $700 Building $11,210
2023		$11,910 Land $700 Building $11,210	$62,700 Land $3,680 Building $59,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Clay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1130 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

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