1130 Cimarron Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1130 Cimarron Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,936 sqft · built 1999
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2021)
Tax Bill	$2,945 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-085727`

Property Details

APN / Parcel Number

Primary APN	`01-085727`
Alternative APNs	`1085727` `085727`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,936 sqft Total Area
Gross Area	1,768 sqft
1st Floor Area	904 sqft
Basement Area	734 sqft
Finished Basement	734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	085727
Old Parcel Number	1085727
Street Address	1130 CIMARRON RD
City	LUSBY
State	MD
Zip	20657-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 4 SEC 10-S CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES SEC 1
Legal Block	10S
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2001
Census Tract	861004

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 CIMARRON RD, LUSBY, MD 20657-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 15, 2018	Grant Deed, Transfer · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	0000616866
Deed Book / Page	6168 / 66
Record Updated	Jun 7, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 13, 2021
Property Address	1130 CIMARRON RD, LUSBY, MD 20657-3611
Document Number	0061680066
Book / Page	6168 / 66
Map Reference	MB 1 PL 86
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1130 CIMARRON RD, LUSBY, MD 20657-3611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000616871
Date	Dec 13, 2021
Instrument	6168/71

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1130 CIMARRON RD, LUSBY, MD 20657-3611
Document Number	0054700105
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1130 CIMARRON RD LUSBY MD 206573611, LUSBY, MD 20657-3611

Mortgage

Document Number	0054700105
Date	Nov 7, 2019
Book Page	005470/000105

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 15, 2018
Property Address	1130 CIMARRON RD, LUSBY, MD 20657-3611
Document Number	0052670285
Book / Page	005267 / 000285
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	TITLEMAX CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1130 CIMARRON RD LUSBY MD 206573611, LUSBY, MD 20657-3611

Mortgage

Document Number	52670291
Date	Oct 15, 2018
Book Page	005267/000291

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,945.00	$283,500 Land $55,200 Building $228,300	$283,500 Land $55,200 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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