1130 Bowling Mountain Dr, Stem, NC 27581 Property Records

Granville County property record for 1130 Bowling Mountain Dr, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,907 sqft · built 1998
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Apr 2023)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25341-39553301`

Property Details

APN / Parcel Number

Primary APN	`25341-39553301`
Alternative APNs	`097000642801` `097000 120` `39553301` `87966301` `1088903`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,907 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	180 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	87966301
Street Address	1130 BOWLING MOUNTAIN DR
City	STEM
State	NC
Zip	27581-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 12 BOWLING MOUNTAIN
Legal Subdivision	KATHERINE WOODS SUBDIVISION
Legal Lot Number	12
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4008
Census Tract	970701

Owner

Source: Granville County records · APN 25341-39553301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 05, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2023 · Amount on Record
Deed Sale	Apr 05, 2023 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Jul 21, 2026
Property Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249
Document Number	2081000080
Book / Page	2081 / 80
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249

Mortgage

Document Number	2081000080,
Date	Jul 21, 2026
Book Page	2081/80

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Apr 05, 2023
Property Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249
Document Number	001942/711
Book / Page	1942 / 711
Map Reference	MB 17 PG 16
Instrument Date	Apr 05, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249

Mortgage

Document Number	0001942715
Date	Apr 05, 2023
Instrument	1942/715

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Oct 14, 2022
Property Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249
Document Number	001924/794
Book / Page	1924 / 794
Map Reference	MB 17 PG 16
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BOWLING MOUNTAIN DR, STEM, NC 27581-9249

Mortgage

Document Number	0001924798
Date	Oct 14, 2022
Instrument	1924/798

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+49.74%)	$373,581 (+103.57%) Land $35,797 Building $337,784
2024			$373,581 (+103.57%) Land $35,797 Building $337,784
2023	$1,743.00 (+1.22%)	$183,514 (-) Land $24,667 Building $158,847	$183,514 (-) Land $24,667 Building $158,847
2022	$1,722.00	$183,514 Land $24,667 Building $158,847	$183,514 Land $24,667 Building $158,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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