1130 Bluff Rd, Columbia, SC 29201 Property Records

Richland County property record for 1130 Bluff Rd, Columbia, SC 29201

Property Summary

Property Type	Commercial
Details	1 ba · 4,117 sqft · built 2015
Lot Size	2.39 acres (104,527 sqft)
Owner	Company Name on File
Last Sale	$285,576 (Mar 2015)
Tax Bill	$31,693 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11205-03-02`

Property Details

APN / Parcel Number

Primary APN	`11205-03-02`
Alternative APNs	`R11205-03-02` `00247593`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	4,117 sqft Total Area
1st Floor Area	1,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	104,527 sqft (2.39 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00247593
Street Address	1130 BLUFF RD
City	COLUMBIA
State	SC
Zip	29201-4708
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-3
Legal Description	159.6X300.2X160.5X299.3 #SU #PR 3-193 Z-4982 RB1016-3833
Legal Subdivision	BLUFF INDUSCOMMERCIAL PROPERTIES
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2021
Census Tract	11701

Owner

1130 Bluff Rd, a commercial property, is owned by a company that bought it in March 2015.

Source: Richland County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	421 PENMAN ST, 110, CHARLOTTE, NC 28203-4125
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage TRULIANT FCU
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BK
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2015 · Amount on File
Deed Sale	Mar 9, 2015 · Amount on File
Prior Sale	Jun 23, 2011 · Amount on File
Deed Document Number	201515562
Deed Book / Page	2010 / 2456
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	0677/0935
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1130 BLUFF RD, COLUMBIA, SC 29201-4708
Document Number	2577/0833
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 EAST BLVD #210 CHARLOTTE NC 282035467, 210, CHARLOTTE, NC 28203-5467

Mortgage

Document Number	2577/0833
Date	Jan 19, 2021
Book Page	002577/000833
Instrument	3272

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	PO BOX 25371, WINSTON SALEM, NC 27114-5371

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1130 BLUFF RD, COLUMBIA, SC 29201-4708
Document Number	2577/0851
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 EAST BLVD #210 CHARLOTTE NC 282035467, 210, CHARLOTTE, NC 28203-5467

Mortgage

Document Number	2577/0851
Date	Jan 19, 2021
Book Page	002577/000851
Instrument	3275

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1130 BLUFF RD, COLUMBIA, SC 29201-4708
Document Number	2361/3113
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 EAST BLVD CHARLOTTE NC 282035465, CHARLOTTE, NC 28203-5465

Mortgage

Document Number	2361/3113
Date	Dec 31, 2018
Book Page	002361/003113
Instrument	95553

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	249 WILLIAMSON RD # B101, MOORESVILLE, NC 28117-8195

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1130 BLUFF RD, COLUMBIA, SC 29201-4708
Document Number	2361/3125
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 EAST BLVD #210 CHARLOTTE NC 282035465, 210, CHARLOTTE, NC 28203-5465

Mortgage

Document Number	2361/3125
Date	Dec 31, 2018
Book Page	002361/003125
Instrument	95555

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Bluff Rd was $31,693.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,693.00	$1,134,600 (-)	$1,212,000 (-) Land $672,000 Building $540,000
2024		$1,134,600	$1,212,000 (+22.85%) Land $672,000 Building $540,000
2023	$28,316.00		$986,600
2021	$28,761.00	$59,200	$986,600 Land $624,000 Building $362,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1130 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1130 Bluff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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