Caldwell County property record for 1130 Black Ankle Rd, Lockhart, TX 78644 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,750 sqft · built 2021 |
| Lot Size | 2.12 acres (92,391 sqft) |
| Owner | Company Name on File |
| Last Sale | $609,140 (Nov 2022) |
| Tax Bill | $14,289 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200996-000-023-00 |
| Primary APN | 0200996-000-023-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 875 sqft |
| 2nd Floor Area | 875 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stone |
| Roof Type | Reinforced Concrete |
| Lot Area | 92,391 sqft (2.12 acres) |
| Patio Area | 112 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Storage Building | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 116798 |
|---|---|
| Street Address | 1130 BLACK ANKLE RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TOWER MEADOWS SUBD, LOT 23, ACRES 2.121 |
| Legal Subdivision | TOWER MEADOWS SUBD |
| Legal Lot Number | 23 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960102 |
Source: Caldwell County records · APN 0200996-000-023-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 310 MORNING MIST, LOCKHART, TX 78644-2703 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Nov 04, 2022 | Warranty Deed, Construction Loan · Construction Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jan 26, 2022 | Warranty Deed, Transfer |
| Sep 21, 2021 | Warranty Deed, Transfer |
| Dec 10, 2018 | Vendor's Lien, Transfer · Stand-Alone First Mortgage SECURE COVENANT INTERESTS LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2021 |
| Deed Document Number | 20228679 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 2022000611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Apr 09, 2026 |
| Property Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 0000002871 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20262871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 310 MORNING MIST, LOCKHART, TX 78644-2703 |
| Document Number | 0000002871, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 20262871 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Nov 04, 2022 |
| Property Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 2022008679 |
| Map Reference | DOC 2018-005737 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-008679 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 2022008680 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 2022-008680 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jan 26, 2022 |
| Property Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 2022000611 |
| Map Reference | DOC 2018-005737 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022-000611 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 MORNING MIST, LOCKHART, TX 78644-2703 |
| Name | Verified Name |
|---|---|
| Address | 4900 E OLTORF ST, AUSTIN, TX 78741-7612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Sep 21, 2021 |
| Property Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 2021006893 |
| Map Reference | DOC 2018-005737 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 2021-006893 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1306 RAIL FENCE CV, AUSTIN, TX 78748-6303 |
| Name | Verified Name |
|---|---|
| Address | 310 MORNING MIST, LOCKHART, TX 78644-2703 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Dec 10, 2018 |
| Property Address | 1130 BLACK ANKLE RD, LOCKHART, TX 78644-2649 |
| Document Number | 2018006452 |
| Map Reference | DOC2018-005737 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018-006452 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 FINANCIAL PLZ, HUNTSVILLE, TX 77340-3505 |
| Name | Verified Name |
|---|---|
| Address | 1306 RAIL FENCE CV, AUSTIN, TX 78748-6303 |
| Document Number | 2018006453 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018-006453 |
| Name | SECURE COVENANT INTERESTS LTD |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2038 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,289.00 (+10.02%) | ||
| 2025 | $12,988.00 (-8.55%) | $800,000 (-9.15%) Land $131,610 Building $668,390 | $800,000 (-9.15%) Land $131,610 Building $668,390 |
| 2024 | $14,202.00 (+3.69%) | ||
| 2023 | $13,697.00 (-1.97%) | $880,590 Land $167,610 Building $712,980 | $880,590 Land $167,610 Building $712,980 |
| 2022 | $13,972.00 |
Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559601021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007, rainfall accumulation |
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless | 400 / 50 |
| Verizon | Fixed Wireless | 25 / 6 |
| JAB Wireless | Fixed Wireless (unlicensed) | 25 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spry Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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