1130 Bell St, Sacramento, CA 95825 Property Records

Sacramento County property record for 1130 Bell St, Sacramento, CA 95825

Property Summary

Property Type	Duplex
Details	6 bd · 4.5 ba · 1,148 sqft · built 1963
Lot Size	0.355 acres (15,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jun 2025)
Tax Bill	$6,746 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`285-0222-015-0000`

Property Details

APN / Parcel Number

Primary APN	`285-0222-015-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	15,479 sqft (0.355 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1130 BELL ST
City	SACRAMENTO
State	CA
Zip	95825-3594
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	BELLA TERRACE 02, LOT 41
Legal Subdivision	BELLA TERRACE 02
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	5510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 BELL ST, SACRAMENTO, CA 95825-3594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage DANG LE LLC
Jul 28, 2021	Grant Deed, Transfer · Commercial Mortgage HIEP PHAN ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Book / Page	20250610 / 663
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	2021000667
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1130 BELL ST, SACRAMENTO, CA 95825-3594
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 BEELARD DR, VACAVILLE, CA 95687-5544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000546
Date	Jul 25, 2022
Instrument	2022072500546

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2021
Property Address	1130 BELL ST, SACRAMENTO, CA 95825-3594
Document Number	0000000667
Map Reference	MB 63 MAP 5
Instrument Date	Nov 22, 2021
Instrument	2021113000667
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	278 RED PHEASANT DR, VACAVILLE, CA 95687-7748

Mortgage

Document Number	0000000668
Date	Nov 30, 2021
Instrument	2021113000668

Lender

Name	DANG LE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2021
Property Address	1130 BELL ST, SACRAMENTO, CA 95825-3594
Document Number	0000000800
Map Reference	MB 63 MAP 5
Instrument Date	Jul 19, 2021
Instrument	202107280800
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	278 RED PHEASANT DR, VACAVILLE, CA 95687-7748
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001292
Date	Jul 28, 2021
Instrument	202107281292

Lender

Name	HIEP PHAN ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,100 (+11.83%) Land $183,600 Building $433,500
2025	$6,746.00 (+3.53%)	$551,827 (+4.04%) Land $169,793 Building $382,034
2023	$6,516.00 (+0.54%)	$530,400 Land $163,200 Building $367,200
2022	$6,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1995–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ARDEN private · serves 4,178 people · EPA ID CA3410045
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2025
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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